Texas Business Insurance Coverage Options
You may be a Garage Mechanic in Austin. Own a Deli in Dallas. Starting a small floral shop in Waco. Belong to a partnership in a chain of cleaners in Austin or be an Intra-state trucking company in Amarillo. As a business owner, it is important to take steps to ensure that the company is properly protected. Depending on the industry, the type of services provided and the potential risks that the company faces, the best insurance options may vary. Fortunately, commercial insurance is available to address any situation that a business owner may find concerning.
Auto Coverage for Businesses in Texas
Any business owner in the Dallas - Fort Worth area must consider coverage for every asset. If employees are behind the wheel of a company car, then it is important to purchase auto coverage for the business.
Auto coverage for a company will provide coverage for every employee mentioned under the plan and protects the company from liability when an employee gets into an accident while they are traveling for work.
Liability Insurance for General Situations (CGL)
With the help of an independent agency, like Paragon Independent Insurance Agencies, it is possible to protect against liability concerns. CGL, or commercial general liability, protection plans are ideal for the liability concerns that may arise. It will protect against common situations that may occur, such as accidents in the office or on the job.
Property Policies for Companies
Commercial property insurance is designed to address concerns related to company-owned buildings, land or similar properties. The coverage will protect against common problems, such as fires, theft or vandalism. The repair costs or replacement costs are limited when protection is available to keep property safe.
Workers Compensation in Texas
Every business owner in Texas should obtain workers compensation coverage. It helps protect the company from high-cost bills and expenses when employees are injured on the job. The insurance requirements for a company can vary based on the size of the business, the risks to the workers and the particular situations that may arise, but every employer who hires workers should obtain some basic coverage in case accidents occur.
BOP Protection Plans
A business owner protection policy is a type of plan that provides general protection against basic concerns. It is similar to liability and property coverage, but the amount of protection and the specific details may vary slightly. In most cases, the policy will provide some basic protection for general concerns.
Protecting a company in Texas requires the right type of insurance coverage. Although the specific policies that are available may vary, every business owner must take steps to protect assets and prevent losses from court cases. With the help of Paragon Independent Insurance Agencies, it is possible to identify the right plan for the company budget.
Commercial Insurance and Workers’ Compensation
You have invested a lot of time, effort and money into your business, so insuring with the proper protection should be your first and highest priority. When you become a trusted partner of Paragon Independent Agencies, work with top commercial carriers such as Hartford, Travelers, Progressive, Zurich and Foremost. We utilize the extensive resources each one of these company’s has available to assist small to medium business owners. As small business owners ourselves, we fully understand the day-to-day demands and risks that your business faces, and we provide full-range options on both Commercial Liability Insurance and Workman’s Comp Insurance.
Below are some of the Commercial Insurance Products our Agency is able to offer:
- Workers’ Compensation
- Commercial Property Insurance
- Occupational Accident Coverage
- Commercial Liability Insurance
- Automobile Insurance
- Bonds-Builders Risk
- Artisan Contractor General Liability and Inland Marine for tools and Equipment
For a COMMERCIAL LIABILITY INSURANCE quote in Dallas - Fort Worth, The Woodlands - Austin, Amarillo or Waco Texas contact an Agent today.