{"id":244,"date":"2017-06-15T02:00:00","date_gmt":"2017-06-15T14:00:00","guid":{"rendered":"http:\/\/www.paragoninsagencies.com\/blog\/?p=244"},"modified":"2017-07-03T13:49:55","modified_gmt":"2017-07-03T19:49:55","slug":"do-you-need-commercial-insurance-if-you-work-at-home","status":"publish","type":"post","link":"https:\/\/www.paragoninsagencies.com\/blog\/do-you-need-commercial-insurance-if-you-work-at-home\/","title":{"rendered":"Do You Need Commercial Insurance If You Work at Home?"},"content":{"rendered":"<p>Running a business inside your own home comes with all sorts of perks. You don&#8217;t need to pay additional rent for office space. You can write some of the costs of running a business off of your income taxes, and your commute to work is nothing. However, just because you run a business out of your home does not mean you don&#8217;t need commercial insurance. At Paragon Independent Insurance Agency, we want to make sure you and your business is properly protected, whether you live in Plano, TX or the nearby area.&nbsp;<\/p>\n<h2>General Liability Insurance<\/h2>\n<p>This is a kind of insurance every business owner should have, including home business owners. This form of coverage protects you should a product or service you offer cause an injury or damage a customer&#8217;s property. Without this coverage, the customer may be able to go after you and, because your business is out of your house, your home.&nbsp;<\/p>\n<h2>Property Insurance<\/h2>\n<p>This form of coverage isn&#8217;t for the actual house, but instead, it is for equipment, computers, and inventory. If someone breaks in and steals your stored up inventory, home owner&#8217;s insurance may not cover it if it is connected with a business venture. So property insurance can protect the goods associated with running the business.&nbsp;<\/p>\n<h2>Commercial Auto Insurance<\/h2>\n<p>Do you drive your vehicle for business purposes? If so, you may need commercial auto insurance. Should you ever find yourself involved in an accident while working, regular auto insurance may not cover this.&nbsp;<\/p>\n<p>Protecting your business is crucial, so investing in commercial insurance is an important part of running your company. Knowing the right commercial insurance options may be difficult on your own, but here at Paragon Independent Insurance Agency, we want to make sure your Plano, TX business is protected properly.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Running a business inside your own home comes with all sorts of perks. You don&#8217;t need to pay additional rent for office space. You can write some of the costs of running a business off of your income taxes, and your commute to work is nothing. However, just because you run a business out of [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[178,179],"class_list":["post-244","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-paragon-independent-insurance-agency","tag-plano-tx"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.0.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"Running a business inside your own home comes with all sorts of perks. You don&#039;t need to pay additional rent for office space. You can write some of the costs of running a business off of your income taxes, and your commute to work is nothing. However, just because you run a business out of\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"AgentInsure\"\/>\n\t<meta name=\"keywords\" content=\"paragon independent insurance agency,plano tx\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.paragoninsagencies.com\/blog\/do-you-need-commercial-insurance-if-you-work-at-home\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 5.0.0.1\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Insurance Blog | Paragon Independent Insurance Agencies |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Do You Need Commercial Insurance If You Work at Home? | Insurance Blog | Paragon Independent Insurance Agencies\" \/>\n\t\t<meta property=\"og:description\" content=\"Running a business inside your own home comes with all sorts of perks. You don&#039;t need to pay additional rent for office space. You can write some of the costs of running a business off of your income taxes, and your commute to work is nothing. However, just because you run a business out of\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.paragoninsagencies.com\/blog\/do-you-need-commercial-insurance-if-you-work-at-home\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2017-06-15T14:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2017-07-03T19:49:55+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Do You Need Commercial Insurance If You Work at Home? | Insurance Blog | Paragon Independent Insurance Agencies\" \/>\n\t\t<meta name=\"twitter:description\" content=\"Running a business inside your own home comes with all sorts of perks. You don&#039;t need to pay additional rent for office space. You can write some of the costs of running a business off of your income taxes, and your commute to work is nothing. However, just because you run a business out of\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/do-you-need-commercial-insurance-if-you-work-at-home\\\/#article\",\"name\":\"Do You Need Commercial Insurance If You Work at Home? | Insurance Blog | Paragon Independent Insurance Agencies\",\"headline\":\"Do You Need Commercial Insurance If You Work at Home?\",\"author\":{\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/#organization\"},\"datePublished\":\"2017-06-15T02:00:00-06:00\",\"dateModified\":\"2017-07-03T13:49:55-06:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/do-you-need-commercial-insurance-if-you-work-at-home\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/do-you-need-commercial-insurance-if-you-work-at-home\\\/#webpage\"},\"articleSection\":\"Insurance, Paragon Independent Insurance Agency, Plano TX\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/do-you-need-commercial-insurance-if-you-work-at-home\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"name\":\"Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"position\":2,\"name\":\"Insurance\",\"item\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/category\\\/insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/do-you-need-commercial-insurance-if-you-work-at-home\\\/#listItem\",\"name\":\"Do You Need Commercial Insurance If You Work at Home?\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/do-you-need-commercial-insurance-if-you-work-at-home\\\/#listItem\",\"position\":3,\"name\":\"Do You Need Commercial Insurance If You Work at Home?\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"name\":\"Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/#organization\",\"name\":\"Insurance Blog | Paragon Independent Insurance Agencies\",\"url\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"AgentInsure\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/do-you-need-commercial-insurance-if-you-work-at-home\\\/#webpage\",\"url\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/do-you-need-commercial-insurance-if-you-work-at-home\\\/\",\"name\":\"Do You Need Commercial Insurance If You Work at Home? | Insurance Blog | Paragon Independent Insurance Agencies\",\"description\":\"Running a business inside your own home comes with all sorts of perks. You don't need to pay additional rent for office space. You can write some of the costs of running a business off of your income taxes, and your commute to work is nothing. However, just because you run a business out of\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/do-you-need-commercial-insurance-if-you-work-at-home\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2017-06-15T02:00:00-06:00\",\"dateModified\":\"2017-07-03T13:49:55-06:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/\",\"name\":\"Insurance Blog | Paragon Independent Insurance Agencies\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Do You Need Commercial Insurance If You Work at Home? | Insurance Blog | Paragon Independent Insurance Agencies","description":"Running a business inside your own home comes with all sorts of perks. You don't need to pay additional rent for office space. You can write some of the costs of running a business off of your income taxes, and your commute to work is nothing. However, just because you run a business out of","canonical_url":"https:\/\/www.paragoninsagencies.com\/blog\/do-you-need-commercial-insurance-if-you-work-at-home\/","robots":"max-image-preview:large","keywords":"paragon independent insurance agency,plano tx","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.paragoninsagencies.com\/blog\/do-you-need-commercial-insurance-if-you-work-at-home\/#article","name":"Do You Need Commercial Insurance If You Work at Home? | Insurance Blog | Paragon Independent Insurance Agencies","headline":"Do You Need Commercial Insurance If You Work at Home?","author":{"@id":"https:\/\/www.paragoninsagencies.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.paragoninsagencies.com\/blog\/#organization"},"datePublished":"2017-06-15T02:00:00-06:00","dateModified":"2017-07-03T13:49:55-06:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.paragoninsagencies.com\/blog\/do-you-need-commercial-insurance-if-you-work-at-home\/#webpage"},"isPartOf":{"@id":"https:\/\/www.paragoninsagencies.com\/blog\/do-you-need-commercial-insurance-if-you-work-at-home\/#webpage"},"articleSection":"Insurance, Paragon Independent Insurance Agency, Plano TX"},{"@type":"BreadcrumbList","@id":"https:\/\/www.paragoninsagencies.com\/blog\/do-you-need-commercial-insurance-if-you-work-at-home\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.paragoninsagencies.com\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.paragoninsagencies.com\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.paragoninsagencies.com\/blog\/category\/insurance\/#listItem","name":"Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.paragoninsagencies.com\/blog\/category\/insurance\/#listItem","position":2,"name":"Insurance","item":"https:\/\/www.paragoninsagencies.com\/blog\/category\/insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.paragoninsagencies.com\/blog\/do-you-need-commercial-insurance-if-you-work-at-home\/#listItem","name":"Do You Need Commercial Insurance If You Work at Home?"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.paragoninsagencies.com\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.paragoninsagencies.com\/blog\/do-you-need-commercial-insurance-if-you-work-at-home\/#listItem","position":3,"name":"Do You Need Commercial Insurance If You Work at Home?","previousItem":{"@type":"ListItem","@id":"https:\/\/www.paragoninsagencies.com\/blog\/category\/insurance\/#listItem","name":"Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.paragoninsagencies.com\/blog\/#organization","name":"Insurance Blog | Paragon Independent Insurance Agencies","url":"https:\/\/www.paragoninsagencies.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.paragoninsagencies.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.paragoninsagencies.com\/blog\/author\/agentinsure\/","name":"AgentInsure"},{"@type":"WebPage","@id":"https:\/\/www.paragoninsagencies.com\/blog\/do-you-need-commercial-insurance-if-you-work-at-home\/#webpage","url":"https:\/\/www.paragoninsagencies.com\/blog\/do-you-need-commercial-insurance-if-you-work-at-home\/","name":"Do You Need Commercial Insurance If You Work at Home? | Insurance Blog | Paragon Independent Insurance Agencies","description":"Running a business inside your own home comes with all sorts of perks. You don't need to pay additional rent for office space. You can write some of the costs of running a business off of your income taxes, and your commute to work is nothing. However, just because you run a business out of","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.paragoninsagencies.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.paragoninsagencies.com\/blog\/do-you-need-commercial-insurance-if-you-work-at-home\/#breadcrumblist"},"author":{"@id":"https:\/\/www.paragoninsagencies.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.paragoninsagencies.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2017-06-15T02:00:00-06:00","dateModified":"2017-07-03T13:49:55-06:00"},{"@type":"WebSite","@id":"https:\/\/www.paragoninsagencies.com\/blog\/#website","url":"https:\/\/www.paragoninsagencies.com\/blog\/","name":"Insurance Blog | Paragon Independent Insurance Agencies","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.paragoninsagencies.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Insurance Blog | Paragon Independent Insurance Agencies |","og:type":"article","og:title":"Do You Need Commercial Insurance If You Work at Home? | Insurance Blog | Paragon Independent Insurance Agencies","og:description":"Running a business inside your own home comes with all sorts of perks. You don't need to pay additional rent for office space. You can write some of the costs of running a business off of your income taxes, and your commute to work is nothing. However, just because you run a business out of","og:url":"https:\/\/www.paragoninsagencies.com\/blog\/do-you-need-commercial-insurance-if-you-work-at-home\/","article:published_time":"2017-06-15T14:00:00+00:00","article:modified_time":"2017-07-03T19:49:55+00:00","twitter:card":"summary","twitter:title":"Do You Need Commercial Insurance If You Work at Home? | Insurance Blog | Paragon Independent Insurance Agencies","twitter:description":"Running a business inside your own home comes with all sorts of perks. You don't need to pay additional rent for office space. You can write some of the costs of running a business off of your income taxes, and your commute to work is nothing. However, just because you run a business out of"},"aioseo_meta_data":{"post_id":"244","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[]},"schema_type":null,"schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2020-12-21 14:21:52","updated":"2026-07-31 11:17:18","seo_analyzer_scan_date":null,"focus_keyword":null,"additional_keywords":null,"truseo_locale":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.paragoninsagencies.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.paragoninsagencies.com\/blog\/category\/insurance\/\" title=\"Insurance\">Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tDo You Need Commercial Insurance If You Work at Home?\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.paragoninsagencies.com\/blog"},{"label":"Insurance","link":"https:\/\/www.paragoninsagencies.com\/blog\/category\/insurance\/"},{"label":"Do You Need Commercial Insurance If You Work at Home?","link":"https:\/\/www.paragoninsagencies.com\/blog\/do-you-need-commercial-insurance-if-you-work-at-home\/"}],"_links":{"self":[{"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/posts\/244","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/comments?post=244"}],"version-history":[{"count":1,"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/posts\/244\/revisions"}],"predecessor-version":[{"id":245,"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/posts\/244\/revisions\/245"}],"wp:attachment":[{"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/media?parent=244"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/categories?post=244"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/tags?post=244"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}