{"id":285,"date":"2018-03-26T02:00:00","date_gmt":"2018-03-26T14:00:00","guid":{"rendered":"https:\/\/www.paragoninsagencies.com\/blog\/?p=285"},"modified":"2018-03-26T15:44:36","modified_gmt":"2018-03-26T21:44:36","slug":"types-of-commercial-insurance-that-you-need","status":"publish","type":"post","link":"https:\/\/www.paragoninsagencies.com\/blog\/types-of-commercial-insurance-that-you-need\/","title":{"rendered":"Types of Commercial Insurance That You Need"},"content":{"rendered":"<p>Owning your own small business is a very important responsibility that needs to be taken seriously.&nbsp; One factor that needs to be carefully considered is what type of insurance coverage you should have in place.&nbsp; For small business owners, there are a variety of types of commercial insurance coverage that you should have that will provide adequate protection.&nbsp;<\/p>\n<h3>Workers Compensation<\/h3>\n<p>For business owners in the Plano, TX area, having workers compensation coverage is very important.&nbsp; While the state of Texas does not necessarily require it, it still provides a business with very valuable protections.&nbsp; Your workers compensation policy will provide coverage to you and your employees in the event someone is injured while at work.<\/p>\n<h3>Liability Coverage<\/h3>\n<p>Liability insurance is also very important for all small business owners to have.&nbsp; If you have a product or service that you sell, you are taking on some responsibility every time you sell it and a consumer uses it.&nbsp; To ensure you are fully protected, you should have a liability coverage policy in place that will provide you with coverage in the event you are sued.&nbsp;<\/p>\n<h3>Property Coverage<\/h3>\n<p>If you operate a small business and have a building, whether it is a rental or if you own it, having property coverage is a necessity.&nbsp; Property coverage will provide you with reimbursement for expenses that are incurred if the building or its contents are damaged or if there is an incident of theft or vandalism.&nbsp; In many cases, you will also be required to carry this coverage under a lease or a loan agreement.<\/p>\n<p>Before getting into any new commercial insurance policy, Plano, TX area business owners should contact Paragon Independent Insurance Agency.&nbsp; Paragon Independent Insurance Agency is a leading insurance agency that can help you to better determine and understand you commercial insurance needs.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Owning your own small business is a very important responsibility that needs to be taken seriously.&nbsp; One factor that needs to be carefully considered is what type of insurance coverage you should have in place.&nbsp; For small business owners, there are a variety of types of commercial insurance coverage that you should have that will [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[178,179],"class_list":["post-285","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-paragon-independent-insurance-agency","tag-plano-tx"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"description\" content=\"Owning your own small business is a very important responsibility that needs to be taken seriously. 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