{"id":303,"date":"2018-07-30T02:00:00","date_gmt":"2018-07-30T14:00:00","guid":{"rendered":"https:\/\/www.paragoninsagencies.com\/blog\/?p=303"},"modified":"2018-07-24T13:49:51","modified_gmt":"2018-07-24T19:49:51","slug":"do-i-need-a-full-auto-insurance-policy","status":"publish","type":"post","link":"https:\/\/www.paragoninsagencies.com\/blog\/do-i-need-a-full-auto-insurance-policy\/","title":{"rendered":"Do I Need a Full Auto Insurance Policy?"},"content":{"rendered":"<p>When you drive a car in the Plano, TX area, you will find that you will need to carry auto insurance coverage on your vehicle at all times. However, the state generally only requires that you carry liability coverage on your vehicle. While Plano TX car owners will only be required by law to carry liability coverage, many would still benefit greatly from carrying a full policy that includes both collision and comprehensive coverage. In fact, there are several situations in which you will need to have a full auto insurance policy in place.<\/p>\n<p><strong>When You Have an Expensive Car<\/strong><\/p>\n<p>One situation in which you will want to have an auto insurance policy that provides full coverage is when you have an expensive car. Buying a car is always a very big purchase that needs to be properly insured. If you have a car that was expensive and difficult to replace in cash, you need to make sure that you have coverage necessary to do so.&nbsp;<\/p>\n<p><strong>Auto Loan<\/strong><\/p>\n<p>Most drivers today obtain financing when they buy a new or used car. If you do have a loan on your car, you will be required under the loan documents to properly insure the vehicle. This will assure the lender that they can be paid off if the car is stolen or damaged.<\/p>\n<p>When you are evaluating your auto insurance needs, you should reach out to the&nbsp;Paragon Independent Insurance Agency. When you meet with the&nbsp;Paragon Independent Insurance Agency, you will receive far more insight into what type of insurance options are out there, which ones might be right for you, and what your requirements are. For those that are in the Plano, TX area, this can be very helpful when it comes time to pick your next policy.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When you drive a car in the Plano, TX area, you will find that you will need to carry auto insurance coverage on your vehicle at all times. However, the state generally only requires that you carry liability coverage on your vehicle. While Plano TX car owners will only be required by law to carry [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[178,179],"class_list":["post-303","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-paragon-independent-insurance-agency","tag-plano-tx"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"description\" content=\"When you drive a car in the Plano, TX area, you will find that you will need to carry auto insurance coverage on your vehicle at all times. However, the state generally only requires that you carry liability coverage on your vehicle. While Plano TX car owners will only be required by law to carry\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"AgentInsure\"\/>\n\t<meta name=\"keywords\" content=\"paragon independent insurance agency,plano tx\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.paragoninsagencies.com\/blog\/do-i-need-a-full-auto-insurance-policy\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.9\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Insurance Blog | Paragon Independent Insurance Agencies |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Do I Need a Full Auto Insurance Policy? | Insurance Blog | Paragon Independent Insurance Agencies\" \/>\n\t\t<meta property=\"og:description\" content=\"When you drive a car in the Plano, TX area, you will find that you will need to carry auto insurance coverage on your vehicle at all times. However, the state generally only requires that you carry liability coverage on your vehicle. While Plano TX car owners will only be required by law to carry\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.paragoninsagencies.com\/blog\/do-i-need-a-full-auto-insurance-policy\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2018-07-30T14:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2018-07-24T19:49:51+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Do I Need a Full Auto Insurance Policy? | Insurance Blog | Paragon Independent Insurance Agencies\" \/>\n\t\t<meta name=\"twitter:description\" content=\"When you drive a car in the Plano, TX area, you will find that you will need to carry auto insurance coverage on your vehicle at all times. However, the state generally only requires that you carry liability coverage on your vehicle. While Plano TX car owners will only be required by law to carry\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/do-i-need-a-full-auto-insurance-policy\\\/#article\",\"name\":\"Do I Need a Full Auto Insurance Policy? | Insurance Blog | Paragon Independent Insurance Agencies\",\"headline\":\"Do I Need a Full Auto Insurance Policy?\",\"author\":{\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/#organization\"},\"datePublished\":\"2018-07-30T02:00:00-06:00\",\"dateModified\":\"2018-07-24T13:49:51-06:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/do-i-need-a-full-auto-insurance-policy\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/do-i-need-a-full-auto-insurance-policy\\\/#webpage\"},\"articleSection\":\"Auto Insurance, Paragon Independent Insurance Agency, Plano TX\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/do-i-need-a-full-auto-insurance-policy\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/category\\\/auto-insurance\\\/#listItem\",\"name\":\"Auto Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/category\\\/auto-insurance\\\/#listItem\",\"position\":2,\"name\":\"Auto Insurance\",\"item\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/category\\\/auto-insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/do-i-need-a-full-auto-insurance-policy\\\/#listItem\",\"name\":\"Do I Need a Full Auto Insurance Policy?\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/do-i-need-a-full-auto-insurance-policy\\\/#listItem\",\"position\":3,\"name\":\"Do I Need a Full Auto Insurance Policy?\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/category\\\/auto-insurance\\\/#listItem\",\"name\":\"Auto Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/#organization\",\"name\":\"Insurance Blog | Paragon Independent Insurance Agencies\",\"url\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"AgentInsure\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/do-i-need-a-full-auto-insurance-policy\\\/#webpage\",\"url\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/do-i-need-a-full-auto-insurance-policy\\\/\",\"name\":\"Do I Need a Full Auto Insurance Policy? | Insurance Blog | Paragon Independent Insurance Agencies\",\"description\":\"When you drive a car in the Plano, TX area, you will find that you will need to carry auto insurance coverage on your vehicle at all times. However, the state generally only requires that you carry liability coverage on your vehicle. While Plano TX car owners will only be required by law to carry\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/do-i-need-a-full-auto-insurance-policy\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2018-07-30T02:00:00-06:00\",\"dateModified\":\"2018-07-24T13:49:51-06:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/\",\"name\":\"Insurance Blog | Paragon Independent Insurance Agencies\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Do I Need a Full Auto Insurance Policy? | Insurance Blog | Paragon Independent Insurance Agencies","description":"When you drive a car in the Plano, TX area, you will find that you will need to carry auto insurance coverage on your vehicle at all times. However, the state generally only requires that you carry liability coverage on your vehicle. While Plano TX car owners will only be required by law to carry","canonical_url":"https:\/\/www.paragoninsagencies.com\/blog\/do-i-need-a-full-auto-insurance-policy\/","robots":"max-image-preview:large","keywords":"paragon independent insurance agency,plano tx","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.paragoninsagencies.com\/blog\/do-i-need-a-full-auto-insurance-policy\/#article","name":"Do I Need a Full Auto Insurance Policy? | Insurance Blog | Paragon Independent Insurance Agencies","headline":"Do I Need a Full Auto Insurance Policy?","author":{"@id":"https:\/\/www.paragoninsagencies.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.paragoninsagencies.com\/blog\/#organization"},"datePublished":"2018-07-30T02:00:00-06:00","dateModified":"2018-07-24T13:49:51-06:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.paragoninsagencies.com\/blog\/do-i-need-a-full-auto-insurance-policy\/#webpage"},"isPartOf":{"@id":"https:\/\/www.paragoninsagencies.com\/blog\/do-i-need-a-full-auto-insurance-policy\/#webpage"},"articleSection":"Auto Insurance, Paragon Independent Insurance Agency, Plano TX"},{"@type":"BreadcrumbList","@id":"https:\/\/www.paragoninsagencies.com\/blog\/do-i-need-a-full-auto-insurance-policy\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.paragoninsagencies.com\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.paragoninsagencies.com\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.paragoninsagencies.com\/blog\/category\/auto-insurance\/#listItem","name":"Auto Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.paragoninsagencies.com\/blog\/category\/auto-insurance\/#listItem","position":2,"name":"Auto Insurance","item":"https:\/\/www.paragoninsagencies.com\/blog\/category\/auto-insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.paragoninsagencies.com\/blog\/do-i-need-a-full-auto-insurance-policy\/#listItem","name":"Do I Need a Full Auto Insurance Policy?"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.paragoninsagencies.com\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.paragoninsagencies.com\/blog\/do-i-need-a-full-auto-insurance-policy\/#listItem","position":3,"name":"Do I Need a Full Auto Insurance Policy?","previousItem":{"@type":"ListItem","@id":"https:\/\/www.paragoninsagencies.com\/blog\/category\/auto-insurance\/#listItem","name":"Auto Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.paragoninsagencies.com\/blog\/#organization","name":"Insurance Blog | Paragon Independent Insurance Agencies","url":"https:\/\/www.paragoninsagencies.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.paragoninsagencies.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.paragoninsagencies.com\/blog\/author\/agentinsure\/","name":"AgentInsure"},{"@type":"WebPage","@id":"https:\/\/www.paragoninsagencies.com\/blog\/do-i-need-a-full-auto-insurance-policy\/#webpage","url":"https:\/\/www.paragoninsagencies.com\/blog\/do-i-need-a-full-auto-insurance-policy\/","name":"Do I Need a Full Auto Insurance Policy? | Insurance Blog | Paragon Independent Insurance Agencies","description":"When you drive a car in the Plano, TX area, you will find that you will need to carry auto insurance coverage on your vehicle at all times. However, the state generally only requires that you carry liability coverage on your vehicle. While Plano TX car owners will only be required by law to carry","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.paragoninsagencies.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.paragoninsagencies.com\/blog\/do-i-need-a-full-auto-insurance-policy\/#breadcrumblist"},"author":{"@id":"https:\/\/www.paragoninsagencies.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.paragoninsagencies.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2018-07-30T02:00:00-06:00","dateModified":"2018-07-24T13:49:51-06:00"},{"@type":"WebSite","@id":"https:\/\/www.paragoninsagencies.com\/blog\/#website","url":"https:\/\/www.paragoninsagencies.com\/blog\/","name":"Insurance Blog | Paragon Independent Insurance Agencies","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.paragoninsagencies.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Insurance Blog | Paragon Independent Insurance Agencies |","og:type":"article","og:title":"Do I Need a Full Auto Insurance Policy? | Insurance Blog | Paragon Independent Insurance Agencies","og:description":"When you drive a car in the Plano, TX area, you will find that you will need to carry auto insurance coverage on your vehicle at all times. However, the state generally only requires that you carry liability coverage on your vehicle. While Plano TX car owners will only be required by law to carry","og:url":"https:\/\/www.paragoninsagencies.com\/blog\/do-i-need-a-full-auto-insurance-policy\/","article:published_time":"2018-07-30T14:00:00+00:00","article:modified_time":"2018-07-24T19:49:51+00:00","twitter:card":"summary","twitter:title":"Do I Need a Full Auto Insurance Policy? | Insurance Blog | Paragon Independent Insurance Agencies","twitter:description":"When you drive a car in the Plano, TX area, you will find that you will need to carry auto insurance coverage on your vehicle at all times. However, the state generally only requires that you carry liability coverage on your vehicle. While Plano TX car owners will only be required by law to carry"},"aioseo_meta_data":{"post_id":"303","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[]},"schema_type":null,"schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2020-12-21 20:40:21","updated":"2024-01-26 14:24:47","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.paragoninsagencies.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.paragoninsagencies.com\/blog\/category\/auto-insurance\/\" title=\"Auto Insurance\">Auto Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tDo I Need a Full Auto Insurance Policy?\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.paragoninsagencies.com\/blog"},{"label":"Auto Insurance","link":"https:\/\/www.paragoninsagencies.com\/blog\/category\/auto-insurance\/"},{"label":"Do I Need a Full Auto Insurance Policy?","link":"https:\/\/www.paragoninsagencies.com\/blog\/do-i-need-a-full-auto-insurance-policy\/"}],"_links":{"self":[{"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/posts\/303","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/comments?post=303"}],"version-history":[{"count":1,"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/posts\/303\/revisions"}],"predecessor-version":[{"id":304,"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/posts\/303\/revisions\/304"}],"wp:attachment":[{"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/media?parent=303"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/categories?post=303"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/tags?post=303"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}