{"id":347,"date":"2019-06-27T02:00:00","date_gmt":"2019-06-27T14:00:00","guid":{"rendered":"https:\/\/www.paragoninsagencies.com\/blog\/?p=347"},"modified":"2019-06-20T12:32:36","modified_gmt":"2019-06-20T18:32:36","slug":"why-do-i-need-home-insurance-if-i-no-longer-have-a-mortgage","status":"publish","type":"post","link":"https:\/\/www.paragoninsagencies.com\/blog\/why-do-i-need-home-insurance-if-i-no-longer-have-a-mortgage\/","title":{"rendered":"Why Do I Need Home Insurance If I No Longer Have a Mortgage?"},"content":{"rendered":"<p><span style=\"color:black; font-family:arial,sans-serif\">When you had a mortgage on your home, protecting it with home insurance probably seemed like a good idea&hellip;it may have even been required by your lender.&nbsp; Now that you have paid it off, it may be tempting to let that coverage go.&nbsp; But consider what you would do if something happened that damaged or destroyed your home.&nbsp; Home insurance policies protect you financially&nbsp;in many ways.&nbsp; Leaving yourself vulnerable without coverage can mean financial ruin should a disaster occur.&nbsp; The team at Paragon Independent Insurance Agency work with homeowners in the Plano, TX area.&nbsp; They understand your concerns and will work to get you quality coverage for the best price.&nbsp; <\/span><\/p>\n<p><span style=\"color:black; font-family:arial,sans-serif\">Home insurance protects the home, structures on the property and personal possessions.&nbsp; If someone is injured on the property, the liability policy provides protection.&nbsp; Most policies cover a wide range of events such as fire, weather, and theft.&nbsp; Your agent can help you understand what is covered and what isn&rsquo;t.&nbsp; For instance, water damage from faulty plumbing might be covered while water damage from a flood won&rsquo;t be.&nbsp; <\/span><\/p>\n<p><span style=\"color:black; font-family:arial,sans-serif\">Home policies cover personal items such as clothing, furniture, electronics, and jewelry.&nbsp; It will also cover plants on the property with a few exceptions.&nbsp; If you have highly valuable collections such as firearms, jewelry or artwork, you need to talk with your agent to ensure that you are covered.&nbsp; Also, if after a disaster, the house is uninhabitable, the policy will pay for your additional expenses (hotel, restaurants) until repairs are made.&nbsp; The team at Paragon Independent Insurance Agency know the issues that homeowners in the Plano, TX area face.&nbsp; Don&rsquo;t risk the investment you&rsquo;ve made in your home, visit their website then call or come in today!<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>When you had a mortgage on your home, protecting it with home insurance probably seemed like a good idea&hellip;it may have even been required by your lender.&nbsp; Now that you have paid it off, it may be tempting to let that coverage go.&nbsp; But consider what you would do if something happened that damaged or [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[178,179],"class_list":["post-347","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-paragon-independent-insurance-agency","tag-plano-tx"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/posts\/347","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/comments?post=347"}],"version-history":[{"count":1,"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/posts\/347\/revisions"}],"predecessor-version":[{"id":348,"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/posts\/347\/revisions\/348"}],"wp:attachment":[{"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/media?parent=347"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/categories?post=347"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/tags?post=347"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}