{"id":407,"date":"2020-09-30T04:00:00","date_gmt":"2020-09-30T10:00:00","guid":{"rendered":"https:\/\/www.paragoninsagencies.com\/blog\/?p=407"},"modified":"2020-09-23T10:30:47","modified_gmt":"2020-09-23T16:30:47","slug":"is-there-anything-that-my-homeowners-insurance-doesnt-cover","status":"publish","type":"post","link":"https:\/\/www.paragoninsagencies.com\/blog\/is-there-anything-that-my-homeowners-insurance-doesnt-cover\/","title":{"rendered":"Is there anything that my homeowners insurance doesn&#8217;t cover?"},"content":{"rendered":"<p>Few would argue the benefits of homeowner&#8217;s insurance. This insurance has the ability to create peace of mind and make issues with your home more financially manageable. homeowner&#8217;s insurance can cover property damage, your personal belongings, and injuries to others, to name a few. Paragon Independent Insurance Agency of Plano TX is dedicated to helping you navigate homeowner&#8217;s insurance.<\/p>\n<p><strong>Homeowner&#8217;s Insurance Covers A lot But&#8230;<\/strong><br \/>\nAlthough homeowners insurance covers many things&#8230;few of us understand that this insurance doesn&#8217;t cover everything. There are specific situations and circumstances that aren&#8217;t covered under homeowner&#8217;s insurance. As a homeowner, it pays to find out what&#8217;s not covered. Most of us understand that many things are covered under homeowner&#8217;s insurance and this creates peace of mind for many homeowners. If someone is injured on your property, homeowner&#8217;s insurance can cover medical bills. In addition, if your personal belongings are damaged, homeowner&#8217;s insurance can cover this too.&nbsp;<\/p>\n<p><strong>What&#8217;s Not Covered&#8230;<\/strong><br \/>\nUnfortunately&#8230;there are certain things that aren&#8217;t covered under most homeowner&#8217;s policies. Some of the things that aren&#8217;t covered are associated with the natural aging process of a home in addition to other common issues many homeowners experiences. Damage to your home caused by termites, birds, rodents, and insects aren&#8217;t covered under homeowners insurance. Also, mold, rust, rot, and other forms of wear and tear brought on by the age of a home aren&#8217;t covered either. Defective or poorly made aspects of your home aren&#8217;t usually covered under homeowner&#8217;s insurance. If you experience issues like these with your home there is a chance that your homeowners&#8217; insurance policy won&#8217;t cover these kinds of issues. Our agents at Paragon Independent Insurance Agency of Plano, TX are dedicated to helping you understand homeowner&#8217;s insurance and understand what&#8217;s covered and what isn&#8217;t.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Few would argue the benefits of homeowner&#8217;s insurance. This insurance has the ability to create peace of mind and make issues with your home more financially manageable. homeowner&#8217;s insurance can cover property damage, your personal belongings, and injuries to others, to name a few. Paragon Independent Insurance Agency of Plano TX is dedicated to helping [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[178,179],"class_list":["post-407","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-paragon-independent-insurance-agency","tag-plano-tx"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"description\" content=\"Few would argue the benefits of homeowner&#039;s insurance. This insurance has the ability to create peace of mind and make issues with your home more financially manageable. homeowner&#039;s insurance can cover property damage, your personal belongings, and injuries to others, to name a few. Paragon Independent Insurance Agency of Plano TX is dedicated to helping\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"AgentInsure\"\/>\n\t<meta name=\"keywords\" content=\"paragon independent insurance agency,plano tx\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.paragoninsagencies.com\/blog\/is-there-anything-that-my-homeowners-insurance-doesnt-cover\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.10\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Insurance Blog | Paragon Independent Insurance Agencies |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Is there anything that my homeowners insurance doesn\u2019t cover? | Insurance Blog | Paragon Independent Insurance Agencies\" \/>\n\t\t<meta property=\"og:description\" content=\"Few would argue the benefits of homeowner&#039;s insurance. 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