{"id":429,"date":"2021-03-08T04:00:00","date_gmt":"2021-03-08T10:00:00","guid":{"rendered":"https:\/\/www.paragoninsagencies.com\/blog\/?p=429"},"modified":"2021-02-21T22:46:25","modified_gmt":"2021-02-22T04:46:25","slug":"i-rear-ended-my-other-car-now-what","status":"publish","type":"post","link":"https:\/\/www.paragoninsagencies.com\/blog\/i-rear-ended-my-other-car-now-what\/","title":{"rendered":"I Rear Ended My Other Car, Now What?"},"content":{"rendered":"<p>It sounds crazy, but it happens: People running into their own cars. If you own more than one vehicle and they&#8217;re both covered by the same provider, you might wind up dealing with this situation if you make a careless turn coming into the driveway. So what happens next?<\/p>\n<ul>\n<li><strong>If you have a liability-only policy, nothing happens.<\/strong>&nbsp;Your insurer will cover the damages if you hit someone else&#8217;s car, but not if you run into your own vehicle.<\/li>\n<li><strong>If you have comprehensive and collision, you&#8217;re covered.<\/strong> In this instance, it works just like if you ran into a tree or something. Sure, it&#8217;s technically your own fault, but that&#8217;s what insurance is for. The question is whether it&#8217;s worth paying the deductible.<\/li>\n<li><strong>If someone is injured, your PIP may cover it.<\/strong>&nbsp;Suppose you get whiplash running into the old truck in the driveway. Your Personal Injury Protection should cover you.<\/li>\n<li><strong>If you decide to cover the damages yourself, no problem.<\/strong>&nbsp;You&#8217;re only required to report accidents to your insurer when you want to make a claim, or when someone else has suffered losses. If you run into your own car in your driveway, there&#8217;s no law against saving yourself the embarrassment and keeping this &quot;just between us.&quot; Just tell the mechanic &quot;I don&#8217;t want to talk about it&quot; when they ask what happened.<\/li>\n<\/ul>\n<p>Most accidents in Plano, TX actually happen near the home, so this might not be as weird as it sounds. If you have any questions or you&#8217;re looking to get covered, get in touch with Paragon Independent Insurance Agency. Whether you&#8217;re covering one car or several, Paragon Independent Insurance Agency can get you the coverage you need.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>It sounds crazy, but it happens: People running into their own cars. If you own more than one vehicle and they&#8217;re both covered by the same provider, you might wind up dealing with this situation if you make a careless turn coming into the driveway. So what happens next? If you have a liability-only policy, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[178,179],"class_list":["post-429","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-paragon-independent-insurance-agency","tag-plano-tx"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"description\" content=\"It sounds crazy, but it happens: People running into their own cars. If you own more than one vehicle and they&#039;re both covered by the same provider, you might wind up dealing with this situation if you make a careless turn coming into the driveway. So what happens next? 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