{"id":433,"date":"2021-04-05T04:00:00","date_gmt":"2021-04-05T10:00:00","guid":{"rendered":"https:\/\/www.paragoninsagencies.com\/blog\/?p=433"},"modified":"2021-02-21T22:48:03","modified_gmt":"2021-02-22T04:48:03","slug":"when-does-a-small-business-need-commercial-insurance","status":"publish","type":"post","link":"https:\/\/www.paragoninsagencies.com\/blog\/when-does-a-small-business-need-commercial-insurance\/","title":{"rendered":"When Does A Small Business Need Commercial Insurance?"},"content":{"rendered":"<p>Small businesses come in all sizes in Plano, TX. A business taking in six figures a year may technically be a small business, but so is a business that earns you just a few hundred bucks for groceries here and there. So when are you ready for commercial insurance?<\/p>\n<p>Different businesses have different insurance needs, but it generally comes down to one thing:<\/p>\n<h2>Liability<\/h2>\n<p>The big question here: If something happens, is it going to come out of your pocket?<\/p>\n<p>If you run a small eShop, you may have some protection through the platform you use. If you&#8217;re only earning a little extra money on items and services with no major liability concerns, you might not need to worry about it.<\/p>\n<p>But at a certain point, you&#8217;ll likely cross a threshold where you have too much at risk to leave your business uninsured, and that&#8217;s when you should call Paragon Independent Insurance Agency to see about getting covered.<\/p>\n<p>It&#8217;s nice to have your inventory and your equipment covered by commercial insurance, but the main reason you want to be covered is so that you won&#8217;t be left paying thousands of dollars in damages out of pocket if someone is injured on your premises or suffers losses that have to do with your product or service.<\/p>\n<p>The question of when you&#8217;ve crossed that threshold, that&#8217;s a little trickier, and it varies from business to business. Some people like to buy commercial insurance as soon as they can afford it while still turning a profit, but your mileage may vary. So if you have any questions, get in touch with Paragon Independent Insurance Agency to see if your small business in Plano, TX is ready to get protected.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Small businesses come in all sizes in Plano, TX. A business taking in six figures a year may technically be a small business, but so is a business that earns you just a few hundred bucks for groceries here and there. So when are you ready for commercial insurance? Different businesses have different insurance needs, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[178,179],"class_list":["post-433","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-paragon-independent-insurance-agency","tag-plano-tx"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"description\" content=\"Small businesses come in all sizes in Plano, TX. A business taking in six figures a year may technically be a small business, but so is a business that earns you just a few hundred bucks for groceries here and there. So when are you ready for commercial insurance? Different businesses have different insurance needs,\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"AgentInsure\"\/>\n\t<meta name=\"keywords\" content=\"paragon independent insurance agency,plano tx\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.paragoninsagencies.com\/blog\/when-does-a-small-business-need-commercial-insurance\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.9\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Insurance Blog | Paragon Independent Insurance Agencies |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"When Does A Small Business Need Commercial Insurance? | Insurance Blog | Paragon Independent Insurance Agencies\" \/>\n\t\t<meta property=\"og:description\" content=\"Small businesses come in all sizes in Plano, TX. A business taking in six figures a year may technically be a small business, but so is a business that earns you just a few hundred bucks for groceries here and there. So when are you ready for commercial insurance? Different businesses have different insurance needs,\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.paragoninsagencies.com\/blog\/when-does-a-small-business-need-commercial-insurance\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2021-04-05T10:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2021-02-22T04:48:03+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"When Does A Small Business Need Commercial Insurance? | Insurance Blog | Paragon Independent Insurance Agencies\" \/>\n\t\t<meta name=\"twitter:description\" content=\"Small businesses come in all sizes in Plano, TX. A business taking in six figures a year may technically be a small business, but so is a business that earns you just a few hundred bucks for groceries here and there. So when are you ready for commercial insurance? Different businesses have different insurance needs,\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/when-does-a-small-business-need-commercial-insurance\\\/#article\",\"name\":\"When Does A Small Business Need Commercial Insurance? | Insurance Blog | Paragon Independent Insurance Agencies\",\"headline\":\"When Does A Small Business Need Commercial Insurance?\",\"author\":{\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/#organization\"},\"datePublished\":\"2021-04-05T04:00:00-06:00\",\"dateModified\":\"2021-02-21T22:48:03-06:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/when-does-a-small-business-need-commercial-insurance\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/when-does-a-small-business-need-commercial-insurance\\\/#webpage\"},\"articleSection\":\"Insurance, Paragon Independent Insurance Agency, Plano TX\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/when-does-a-small-business-need-commercial-insurance\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"name\":\"Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"position\":2,\"name\":\"Insurance\",\"item\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/category\\\/insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/when-does-a-small-business-need-commercial-insurance\\\/#listItem\",\"name\":\"When Does A Small Business Need Commercial Insurance?\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/when-does-a-small-business-need-commercial-insurance\\\/#listItem\",\"position\":3,\"name\":\"When Does A Small Business Need Commercial Insurance?\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"name\":\"Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/#organization\",\"name\":\"Insurance Blog | Paragon Independent Insurance Agencies\",\"url\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"AgentInsure\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/when-does-a-small-business-need-commercial-insurance\\\/#webpage\",\"url\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/when-does-a-small-business-need-commercial-insurance\\\/\",\"name\":\"When Does A Small Business Need Commercial Insurance? | Insurance Blog | Paragon Independent Insurance Agencies\",\"description\":\"Small businesses come in all sizes in Plano, TX. A business taking in six figures a year may technically be a small business, but so is a business that earns you just a few hundred bucks for groceries here and there. So when are you ready for commercial insurance? Different businesses have different insurance needs,\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/when-does-a-small-business-need-commercial-insurance\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2021-04-05T04:00:00-06:00\",\"dateModified\":\"2021-02-21T22:48:03-06:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/\",\"name\":\"Insurance Blog | Paragon Independent Insurance Agencies\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.paragoninsagencies.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"When Does A Small Business Need Commercial Insurance? | Insurance Blog | Paragon Independent Insurance Agencies","description":"Small businesses come in all sizes in Plano, TX. A business taking in six figures a year may technically be a small business, but so is a business that earns you just a few hundred bucks for groceries here and there. So when are you ready for commercial insurance? Different businesses have different insurance needs,","canonical_url":"https:\/\/www.paragoninsagencies.com\/blog\/when-does-a-small-business-need-commercial-insurance\/","robots":"max-image-preview:large","keywords":"paragon independent insurance agency,plano tx","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.paragoninsagencies.com\/blog\/when-does-a-small-business-need-commercial-insurance\/#article","name":"When Does A Small Business Need Commercial Insurance? | Insurance Blog | Paragon Independent Insurance Agencies","headline":"When Does A Small Business Need Commercial Insurance?","author":{"@id":"https:\/\/www.paragoninsagencies.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.paragoninsagencies.com\/blog\/#organization"},"datePublished":"2021-04-05T04:00:00-06:00","dateModified":"2021-02-21T22:48:03-06:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.paragoninsagencies.com\/blog\/when-does-a-small-business-need-commercial-insurance\/#webpage"},"isPartOf":{"@id":"https:\/\/www.paragoninsagencies.com\/blog\/when-does-a-small-business-need-commercial-insurance\/#webpage"},"articleSection":"Insurance, Paragon Independent Insurance Agency, Plano TX"},{"@type":"BreadcrumbList","@id":"https:\/\/www.paragoninsagencies.com\/blog\/when-does-a-small-business-need-commercial-insurance\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.paragoninsagencies.com\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.paragoninsagencies.com\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.paragoninsagencies.com\/blog\/category\/insurance\/#listItem","name":"Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.paragoninsagencies.com\/blog\/category\/insurance\/#listItem","position":2,"name":"Insurance","item":"https:\/\/www.paragoninsagencies.com\/blog\/category\/insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.paragoninsagencies.com\/blog\/when-does-a-small-business-need-commercial-insurance\/#listItem","name":"When Does A Small Business Need Commercial Insurance?"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.paragoninsagencies.com\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.paragoninsagencies.com\/blog\/when-does-a-small-business-need-commercial-insurance\/#listItem","position":3,"name":"When Does A Small Business Need Commercial Insurance?","previousItem":{"@type":"ListItem","@id":"https:\/\/www.paragoninsagencies.com\/blog\/category\/insurance\/#listItem","name":"Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.paragoninsagencies.com\/blog\/#organization","name":"Insurance Blog | Paragon Independent Insurance Agencies","url":"https:\/\/www.paragoninsagencies.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.paragoninsagencies.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.paragoninsagencies.com\/blog\/author\/agentinsure\/","name":"AgentInsure"},{"@type":"WebPage","@id":"https:\/\/www.paragoninsagencies.com\/blog\/when-does-a-small-business-need-commercial-insurance\/#webpage","url":"https:\/\/www.paragoninsagencies.com\/blog\/when-does-a-small-business-need-commercial-insurance\/","name":"When Does A Small Business Need Commercial Insurance? | Insurance Blog | Paragon Independent Insurance Agencies","description":"Small businesses come in all sizes in Plano, TX. A business taking in six figures a year may technically be a small business, but so is a business that earns you just a few hundred bucks for groceries here and there. So when are you ready for commercial insurance? Different businesses have different insurance needs,","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.paragoninsagencies.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.paragoninsagencies.com\/blog\/when-does-a-small-business-need-commercial-insurance\/#breadcrumblist"},"author":{"@id":"https:\/\/www.paragoninsagencies.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.paragoninsagencies.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2021-04-05T04:00:00-06:00","dateModified":"2021-02-21T22:48:03-06:00"},{"@type":"WebSite","@id":"https:\/\/www.paragoninsagencies.com\/blog\/#website","url":"https:\/\/www.paragoninsagencies.com\/blog\/","name":"Insurance Blog | Paragon Independent Insurance Agencies","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.paragoninsagencies.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Insurance Blog | Paragon Independent Insurance Agencies |","og:type":"article","og:title":"When Does A Small Business Need Commercial Insurance? | Insurance Blog | Paragon Independent Insurance Agencies","og:description":"Small businesses come in all sizes in Plano, TX. A business taking in six figures a year may technically be a small business, but so is a business that earns you just a few hundred bucks for groceries here and there. So when are you ready for commercial insurance? Different businesses have different insurance needs,","og:url":"https:\/\/www.paragoninsagencies.com\/blog\/when-does-a-small-business-need-commercial-insurance\/","article:published_time":"2021-04-05T10:00:00+00:00","article:modified_time":"2021-02-22T04:48:03+00:00","twitter:card":"summary","twitter:title":"When Does A Small Business Need Commercial Insurance? | Insurance Blog | Paragon Independent Insurance Agencies","twitter:description":"Small businesses come in all sizes in Plano, TX. A business taking in six figures a year may technically be a small business, but so is a business that earns you just a few hundred bucks for groceries here and there. So when are you ready for commercial insurance? Different businesses have different insurance needs,"},"aioseo_meta_data":{"post_id":"433","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[],"defaultGraph":"","defaultPostTypeGraph":""},"schema_type":null,"schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2021-03-19 23:32:14","updated":"2024-03-21 04:00:29","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.paragoninsagencies.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.paragoninsagencies.com\/blog\/category\/insurance\/\" title=\"Insurance\">Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tWhen Does A Small Business Need Commercial Insurance?\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.paragoninsagencies.com\/blog"},{"label":"Insurance","link":"https:\/\/www.paragoninsagencies.com\/blog\/category\/insurance\/"},{"label":"When Does A Small Business Need Commercial Insurance?","link":"https:\/\/www.paragoninsagencies.com\/blog\/when-does-a-small-business-need-commercial-insurance\/"}],"_links":{"self":[{"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/posts\/433","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/comments?post=433"}],"version-history":[{"count":1,"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/posts\/433\/revisions"}],"predecessor-version":[{"id":434,"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/posts\/433\/revisions\/434"}],"wp:attachment":[{"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/media?parent=433"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/categories?post=433"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/tags?post=433"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}