{"id":562,"date":"2023-12-26T04:00:00","date_gmt":"2023-12-26T10:00:00","guid":{"rendered":"https:\/\/www.paragoninsagencies.com\/blog\/?p=562"},"modified":"2023-12-26T16:25:15","modified_gmt":"2023-12-26T22:25:15","slug":"auto-insurance-comprehensive-vs-collision-coverage-explained","status":"publish","type":"post","link":"https:\/\/www.paragoninsagencies.com\/blog\/auto-insurance-comprehensive-vs-collision-coverage-explained\/","title":{"rendered":"Auto Insurance: Comprehensive vs. Collision Coverage Explained"},"content":{"rendered":"<p>Comprehensive coverage and collision coverage are two primary protections found in many auto insurance policies. Here&#8217;s a breakdown of what each does.<\/p>\n<h2><strong>Collision Coverage: Protecting Against Accidents<\/strong><\/h2>\n<p>Collision coverage generally covers the cost of repairing or replacing your vehicle if you&#8217;re involved in a collision. A collision is usually defined as an accident involving at least one other vehicle.&nbsp;<\/p>\n<p>For example, the collision would likely cover damage to your vehicle if you struck another car while driving on one of Plano, TX&#8217;s&nbsp;streets.&nbsp;<\/p>\n<h2><strong>Comprehensive Coverage: Protecting Against Other Damage<\/strong><\/h2>\n<p>Comprehensive coverage generally covers damage to your car from non-collision events. These could be theft, vandalism, natural disasters, and hitting animals.&nbsp;<\/p>\n<p>For instance, comprehensive would likely pay if your vehicle was damaged while parked on one of Plano, TX&#8217;s streets or if you hit an animal out in the country. You&#8217;d also probably file a comprehensive claim if your vehicle was damaged by hail.<\/p>\n<h2><strong>Consider Both Coverages<\/strong><\/h2>\n<p>Neither collision nor comprehensive is automatically included in every auto insurance policy, but each policy usually makes them available.&nbsp;<\/p>\n<p>At Paragon Independent Insurance Agency, we often recommend that you get both to ensure your car has the broadest protection against damage. Sometimes, it can make sense to skip one or both, though. Our agents will walk you through this decision process.<\/p>\n<h2><strong>Set Up Your Auto Insurance<\/strong><\/h2>\n<p>Setting up an auto insurance policy requires deciding which coverages, including these and others, are right for you. At Paragon Independent Insurance Agency, we can help with that. One of our independent agents will walk you through all coverage options and find a policy that provides the coverage you want.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Comprehensive coverage and collision coverage are two primary protections found in many auto insurance policies. Here&#8217;s a breakdown of what each does. Collision Coverage: Protecting Against Accidents Collision coverage generally covers the cost of repairing or replacing your vehicle if you&#8217;re involved in a collision. A collision is usually defined as an accident involving at [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[178,179],"class_list":["post-562","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-paragon-independent-insurance-agency","tag-plano-tx"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"description\" content=\"Comprehensive coverage and collision coverage are two primary protections found in many auto insurance policies. Here&#039;s a breakdown of what each does. Collision Coverage: Protecting Against Accidents Collision coverage generally covers the cost of repairing or replacing your vehicle if you&#039;re involved in a collision. A collision is usually defined as an accident involving at\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"AgentInsure\"\/>\n\t<meta name=\"keywords\" content=\"paragon independent insurance agency,plano tx\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.paragoninsagencies.com\/blog\/auto-insurance-comprehensive-vs-collision-coverage-explained\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.9\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Insurance Blog | Paragon Independent Insurance Agencies |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Auto Insurance: Comprehensive vs. Collision Coverage Explained | Insurance Blog | Paragon Independent Insurance Agencies\" \/>\n\t\t<meta property=\"og:description\" content=\"Comprehensive coverage and collision coverage are two primary protections found in many auto insurance policies. Here&#039;s a breakdown of what each does. Collision Coverage: Protecting Against Accidents Collision coverage generally covers the cost of repairing or replacing your vehicle if you&#039;re involved in a collision. A collision is usually defined as an accident involving at\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.paragoninsagencies.com\/blog\/auto-insurance-comprehensive-vs-collision-coverage-explained\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2023-12-26T10:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2023-12-26T22:25:15+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Auto Insurance: Comprehensive vs. Collision Coverage Explained | Insurance Blog | Paragon Independent Insurance Agencies\" \/>\n\t\t<meta name=\"twitter:description\" content=\"Comprehensive coverage and collision coverage are two primary protections found in many auto insurance policies. Here&#039;s a breakdown of what each does. 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A collision is usually defined as an accident involving at"},"aioseo_meta_data":{"post_id":"562","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"Article","isEnabled":true},"graphs":[]},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2023-12-26 22:25:31","updated":"2024-05-10 15:07:30","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.paragoninsagencies.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.paragoninsagencies.com\/blog\/category\/auto-insurance\/\" title=\"Auto Insurance\">Auto Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tAuto Insurance: Comprehensive vs. Collision Coverage Explained\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.paragoninsagencies.com\/blog"},{"label":"Auto Insurance","link":"https:\/\/www.paragoninsagencies.com\/blog\/category\/auto-insurance\/"},{"label":"Auto Insurance: Comprehensive vs. Collision Coverage Explained","link":"https:\/\/www.paragoninsagencies.com\/blog\/auto-insurance-comprehensive-vs-collision-coverage-explained\/"}],"_links":{"self":[{"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/posts\/562","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/comments?post=562"}],"version-history":[{"count":1,"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/posts\/562\/revisions"}],"predecessor-version":[{"id":563,"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/posts\/562\/revisions\/563"}],"wp:attachment":[{"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/media?parent=562"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/categories?post=562"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.paragoninsagencies.com\/blog\/wp-json\/wp\/v2\/tags?post=562"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}