Compare Texas Auto and Home Insurance Quotes Online
If you own a home or drive a car in the Dallas - Fort Worth area, you may need home and/or automobile insurance to protect your property against loss. Without these policies, an accident, theft or disaster can cost you a significant amount of time and money. Below are some basic facts about home and auto insurance policies in Texas.
Home insurance policies cover your home's structure and its contents. Some policies cover certain structures outside your home, such as sheds or detached garages, as well as liability for claims of injury. Your policy may cover your home's market value, or it may cover the cost to replace your home. Replacement cost is usually higher than market value, so homeowners who want more protection typically choose this option.
In the state of Texas, all drivers must have at least a minimum amount of liability insurance to pay for any accidents they may cause. However, liability coverage alone won't cover any damage done to the driver's car, so drivers who want additional coverage can purchase larger policies collision coverage, comprehensive coverage, roadside assistance, rental reimbursement and more in order to cover other type of events.
How to Shop for Insurance
Not all insurance policies that offer the same amount of coverage will charge the same monthly premium. For this reason, it's important to consider your options carefully. One of the best ways to view prices from multiple carriers is to compare quotes online using an independent agency such as Paragon Independent Insurance Agencies. Only an independent agency will give you the one-on-one attention you need to make the right decision about your home and auto insurance policies. Contact Paragon Independent Insurance Agencies today to learn more about your coverage options in Dallas - Fort Worth, The Woodlands - Austin, Amarillo or Waco Texas.