Is it Cost Effective to Buy Flood Insurance?

In Plano, you are situated near a variety of lakes. This includes Lewisville Lake to the west,  and Lake Ray Roberts and Lavon Lake to the east. If there is any kind of flooding that occurs as a result of too much rain or an overflow of these lakes, your home could be in danger.

It can be very expensive to make repairs to your home after a flood. The water may have damaged the exterior of your home, drywall, carpeting, and more. It may have also damaged furniture and other belongings.

Homeowners have gone bankrupt trying to make these repairs and you don’t want to fall into the same problems. This is why it is cost effective to buy flood insurance. Your homeowner’s insurance policy doesn’t provide this coverage and you don’t want to be without it, especially because of where you are located in Texas.

Flood insurance policies can be very affordable and provide you with significant amounts of protection. This way, if your home does suffer from a flood, you can make a call to file a claim. From there, you can obtain the needed funds to make the repairs to your home and replace what has been damaged from the flood.

You can afford flood insurance, especially when you work with an agent who is going to help you find the best policy.

At Paragon Insurance Agencies, we can help you to find a policy that is affordable. We will talk to you about levels of coverage, make comparisons between the different insurance companies, and answer any questions that you may have. This will ensure you have the coverage needed to protect your property against any loss that could occur.

Call and talk to one of our independent agents about flood insurance in Plano today! It is a call you can’t afford not to make.

 

3 Money Saving Tips for Small Businesses

Stonebriar Centre Mall in Frisco, TX is a great place to relax, but before you relax you have to take care of your business. Many small businesses are burdened by high operating costs. Business insurance does not have to be one of the costs that burden your business. The following are three ways to save money for your small business.

Employ Safe Drivers

Whether your drivers are tractor trailer drivers or they drive your company vehicle, employing drivers who are safe will save you thousands of dollars. As a business owner employing drivers, you have the right to know your driver’s driving history. You can get this information from us, your local insurance company, so that you can make an informed decision about who you let behind the wheel of your company vehicles.

Get Discounts for Multiple Lines of Commercial Insurance

The great state of Texas does not simply require commercial auto insurance, you also have to have other types of insurance. Fortunately, with multiple types of insurance with our insurance company, we can provide discounts for your business insurance. So, when you are ready to get auto, property and casual, and key person insurance, we have you covered.

Eliminate Fees

Fees are a burden for any business. Whether you are paying a fee to pay your employees or paying a fee to pay your insurance, you have the ability to eliminate some of these fees. When you pay your business insurance in full with our company, you do not have to worry about paying fees associated with creating an installment plan. Additionally, you can come to our local office and make your payment, which eliminates the fee associated with making an electronic payment.

Give your business a fighting chance by reducing operational costs. By hiring safe drivers, getting multiple lines of insurance from us, and paying once a year, you can save thousands of dollars in insurance costs.