How often should you replace your roof?

Plano, TX area residents can turn to Paragon Independent Insurance Agency when they have any insurance-related questions. When it comes to being a responsible homeowner, taking care of your roof is job one! If you have any questions about how often you should replace your roof for your insurance, call us today.

Get the answers to your questions today!

Answering your insurance questions can almost always feel like an "it depends" scenario. There isn’t often a proper answer to general questions with all of the different available insurance policies. Fortunately, the answers to most insurance-related questions are within the policy itself.

It used to be that a roof needed to be replaced between 10 and 20 years unless it was damaged. Now, with the modern materials used for roofing, it is not unusual for a roof to last as long as the homeowner lives! This is especially true for anyone who has opted for a metal or tile roof.

One rule of thumb to go by is the manufacturer’s warranty. Or, if you want to make sure that you are protected when it comes to the expense and liability of replacing an old roof, you can go by the timeframe outlined in your homeowner’s policy. Using this schedule should ensure that you will have the protection you need if anything should go wrong with your home’s roof. 

We are here to help you with all of your insurance needs!

If you are a resident in the greater Plano, TX area, it’s time to get to know the team at Paragon Independent Insurance Agency. We are here to answer all of your insurance-related questions. Give us a call or stop by today!

How much liability coverage is enough when it comes to auto insurance?

Plano, TX area residents can count on Paragon Independent Insurance Agency for their auto insurance needs. If it’s time for you to upgrade your current policy or you are in the process of acquiring a new vehicle, we can help. Our staff is here to answer all of your questions and help you get the protection you need.

Make sure you have the liability protection you need

Some people say that there is never enough when it comes to liability protection! If you want to protect your personal assets, giving your auto policy a yearly review makes sense. If you are involved in an accident that causes property loss or damage or results in serious medical injury, you do not want to be financially responsible for any liability.

With a robust amount of liability coverage, you can protect yourself from financial obligation if you are found responsible for damages. This coverage will help to defray any costs associated with a covered event, including lawsuits or other financial settlements. While every auto policy can be different, having comprehensive liability protection can protect you from several different types of loss.

Your local insurance agent can help you calculate the appropriate amount of liability protection for you and your family. Don’t let one bad accident wipe out your many years of hard work. Choosing a policy that provides the liability coverage you need can help protect your future. 

Give us a call today!

Paragon Independent Insurance Agency is here to help the greater Plano, TX area with all of its insurance needs. If you want to learn more about liability coverage and how it can help protect you, give us a call or come by our office today.