Insuring your home business

There are benefits to having a home business, but it can get complicated when it comes to getting insurance for the business you run out of your home. The Paragon Independent Insurance Agency of Plano, TX can help you sort through the issues and find a policy that will work for your situation. The type of business would be very important as far as liability and other issues. A writing business with almost no overhead would need very little insurance. A small winery on the other hand, with a few employees, could get complicated fast.

There are three major ways you can ensure your business in your home. You can get increased business property limits with your regular homeowners’ policy. This is good for small operations where you do not have customers in your home and if you do not have a lot of stock or property.

An in-home business insurance policy is a middle ground of sorts, that increases coverage for more property or stock that may be stored in your home. This is good for when you have a few customers in your homes, such as a hair salon or tax preparation.

For even larger operations there is a separate business insurance policy for homeowners. This would increase your liability coverage, and keep in mind that some homeowner policies do not cover liability for business use. This option is good if the business supports the household.

Visit the Paragon Independent Insurance Agency in Plano, TX today to find out more about insurance for your home-based business. Every case is different, and we can find a policy that will best fit your individual needs. You would need to have homeowners insurance to make an addition to the policy for business coverage. You can get them at the same time.

Why Auto Insurance is Essential

As a driver in Plano, TX, here at Paragon Independent Insurance Agency hope you know how important it is to have auto insurance. If for no other reason than the fact that it is required by law, we want you to have it if you are an owner and operator of a vehicle. Not only is auto insurance something that is required by law, it is also essential in many ways. Below are just a few that we think are worth mentioning. 

  • It will keep you out of trouble with the law. This one is pretty self-explanatory. Since it is illegal to drive without auto insurance in Texas, you can get in a lot of trouble if you do not have it. You want to make sure you have the proper coverage at all times. 
  • It can help you with financial difficulties after an accident. Accidents are unavoidable at times and while we hope you never get into one, if you do, auto insurance is there to help you pick up the pieces. It will help with the financial portion so you can get back on the road in no time. 
  • It gives you peace of mind. Because of the other two reasons above, it should come as no shock that it will also give you some peace of mind while you are driving on the roads.

If you do not already have auto insurance in Plano, TX, be sure to reach out to us here at Paragon Independent Insurance Agency so we can be sure to get you the proper amount of overage by law as well as any other auto coverage you would like. We want to make sure that you are well taken care of and that you have all of the benefits of auto insurance so we will even give you a free quote.