Auto Insurance Variables That Texas Drivers Should Think About During The Winter

Paragon Independent Insurance Agency serves the Plano, TX community. We believe that our clients’ needs come first. We proudly serve as an independent agency. We have established long term relationships with multiple carriers throughout the South.

Auto Insurance Variables During The Winter

Auto insurance allows you to protect one of your most prized possessions. The policy covers your vehicle if you are involved in an accident with another vehicle or object. You are also covered if someone tries to steal or vandalize your vehicle. Liability coverage protects you if you are responsible for your vehicle causing damage to someone’s property. As the weather starts to change in Plano, TX, it’s important that you have a safety net. Here are some variables to think about while you are driving during the winter.

Slick Roads

The primary danger to consider while you are driving in the winter is the slick driving conditions. During cold temperatures, the rain can turn to ice or snow on the road. This increases the chances of you being involved in a collision. Make sure that you are driving at a steady pace. Do not drive fast during slick conditions. Try to have your tires checked, as well as your headlights and taillights before the start of winter. This will decrease the likelihood that you will be involved in a serious collision.

Prepare For Emergencies

Consider amending your policy so that you will be protected if your engine fails or you have a flat tire. You can seek emergency towing services or roadside assistance. Get a tune-up and make sure that you have a fresh batch of antifreeze in your vehicle.

Paragon Independent Insurance Agency Will Help You Cover Your Vehicle

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Getting your home ready for winter

Shorter days and cooler nights are a sure sign winter is on the way. Your home is the biggest investment you will likely ever make and making sure it is ready for winter can make it safer and also save you money when it comes to keeping your home warm. Having an independent insurance agent who you can trust makes homeownership less stressful. In Plano, TX,  Paragon Independent Insurance Agency have the philosophy that the customer’s needs always come first. 

Have chimney checked

Before you decide a fire in the fireplace would be a nice idea it is always good to have your chimney checked and cleaned. Chimney fires can be very damaging and are easily avoided with some basic maintenance. 

Furnace cleaning

In order to get the most efficiency out of your furnace, it is vital that you have it serviced every year. It needs to be cleaned and filters changed. You will be glad you took the time to do it when you get your fuel bills. 

Clean the gutter

In the fall most trees lose their leaves. Those leaves not only fall on the ground, but they also fall on your roof and into your gutters. The gutters can become clogged and the water will not go into the downspouts. It can cause serious damage to your roof and also to your ceilings. 

Seal the leaks

A little caulk and some weatherstripping can seal up any leaks you have around your windows and doors.

At Paragon Independent Insurance Agency in Plano, TX, we have been serving residents for over 17 years.  With more than 50 years of experience, we have the knowledge you are looking for in an insurance agency. If you are ready to discuss your home insurance needs, stop in to our office or give us a call for a no-obligation quote.