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Paragon Independent Insurance Agencies, Inc

6305 Preston Road #1000
Plano, TX 75024

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Does Commercial Insurance Cover Damage to My Commercial Property?

If you own a business, securing commercial insurance is crucial. Commercial insurance can protect you from financial liability when a covered event occurs.

Paragon Independent Insurance Agency, serving Plano, TX, can help you find the right commercial insurance policy for your business. A good commercial insurance policy can benefit you in many ways. Here’s what you need to know.

Understanding Commercial Insurance

Commercial insurance is a type of insurance that covers businesses, including their employees, property, and ownership. Commercial insurance can protect you from financial liability when various events occur.

There are many types of commercial insurance, so choosing the type that meets your needs is important.

What Does Commercial Insurance Cover? Does It Cover Damage to Property?

What commercial insurance covers depends on the type of commercial insurance you have. Some types of commercial insurance do cover property damage. If you’re concerned about getting commercial insurance that covers damage to commercial property, consider commercial property insurance.

This type of insurance is designed for businesses with commercial property, such as a building, inventory, furniture, and equipment. If you’re interested in commercial property insurance, talk to the professionals at Paragon Independent Insurance Agency, serving Plano, TX. We work with many insurance carriers and can help you find the right commercial insurance product for your needs.

How to File a Claim

If you have commercial property insurance and need to file a claim for damage to your commercial property, start by contacting your insurance agent at Paragon Independent Insurance Agency, serving Plano, TX. We can assist you in initiating a claim with your commercial property insurance.

Need to file a claim or get commercial property insurance? Call us today to get started.

Coverage Options for Home Insurance

If you’ve recently purchased a home in Texas, it’s crucial to protect your investment by securing a homeowners’ insurance policy. Many new homeowners are unsure about the amount of coverage they need and have questions about home insurance. If you’re near Plano, TX, our Paragon Independent Insurance Agency team is ready to answer your questions and provide peace of mind. We’ve been serving homeowners in your area since 1993.

Home Insurance Coverage Options

When you buy an insurance policy, it’s important to understand what your policy covers. According to the Texas Department of Insurance, most homeowners’ insurance policies cover fire, lightning, or explosion damage. Insurance typically covers damage to your home if a sudden release of water or smoke causes it. However, damages from a continuous release of water, such as a flood, are usually not covered. If your home is damaged by an airplane or a car, your policy will cover those damages.

According to the Texas Department of Insurance, damage will usually be covered if a hurricane damages your home. However, homeowners who live on the Gulf Coast are more at risk of damage from hurricanes or windstorms so that they would need a separate windstorm policy. Homes that are victims of vandalism, civil riots, or malicious mischief would be covered.

Schedule Your Appointment Today

New homeowners can explore all these options for homeowners’ insurance and discuss auto, boat, or health insurance with our team. At Paragon Independent Insurance Agency, our goal is to represent "Blue Chip" insurance companies because our clients deserve the best. Homeowners in Plano, TX, can discover the benefits of working with an independent insurance agent. Call our office for an appointment today, and let’s work together to get the coverage you need.

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