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Paragon Independent Insurance Agencies, Inc

6305 Preston Road #1000
Plano, TX 75024

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Why You Need Home Insurance

Everyone who owns a home should protect it with home insurance. Having a home insurance policy is required by your lender. And if you have an HOA, it will be required by them, too. It’s essential always to have your home insurance in place to protect yourself. There are many risks that you face as a homeowner. It’s crucial to guard against them with home coverage. When you need a policy for your home, call us at Paragon Independent Insurance Agency in Plano, TX.

House Protection

The house itself is protected by home insurance. This pays for the damages done to the home by a covered incident like a calamity or disaster. When the home is damaged by one of these incidents, the repairs can be costly. That’s why it’s so important to have home insurance. It will pay for the repairs to your home. And if your home is destroyed, it can pay for it to be rebuilt. This gives you an enormous amount of protection against significant incidents that can damage a home. 

Other Protection

Another type of protection that you get from these policies is protection for everything in your home. All of your possessions inside your home are covered against many different risks. When things get damaged by a covered event, the policy will pay to replace those items. All of your possessions add up to an enormous amount of value. If you had to replace everything on your own, it would not be easy to afford. Home insurance also protects you against your liability at home. If someone got injured in your home, the policy would pay for the medical bills that you owe. 

Get Home Insurance 

If you own a home, you need to have home insurance. Call us at Paragon Independent Insurance Agency in Plano, TX.

Required Auto Insurance in Texas

If you are a driver in Texas, your vehicle has to be covered by auto insurance. Different types of coverage are required to be in your auto policy. Each of them protects you in a specific way against specific risks. If you don’t have auto insurance for your vehicle, you could face hefty fees and fines and may get other punishments as well. It’s important to get auto insurance and keep it the entire time you own your vehicle. Call us at Paragon Independent Insurance Agency in Plano, TX to get your auto insurance.

Bodily Injury Liability

This type of coverage is required to be in your policy. This protects you financially if you cause an accident that results in someone else being injured. There are two amounts of this coverage that have to be in the policy. These amounts are the minimums that must be in them, but you can add to the amount you get in your policy to be better protected. There is one amount required for a single person injured in the accident and another amount for everyone injured in it. These amounts pay for the medical bills and other expenses caused by the accident. Some lenders require you to have more than the mandated minimum amount of coverage. 

Property Damage Liability

There is one amount required for this coverage as well. This type of coverage pays for the damages caused by your vehicle to someone else’s property. This may include the other vehicle and things like landscaping and damaged buildings. This type of coverage is highly important to protect you financially.

Get Auto Insurance 

If you don’t have your auto policy yet, call us today at Paragon Independent Insurance Agency in Plano, TX.



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