3 Easy Ways to Save on Your Commercial Insurance (Without Sacrificing Coverage)

We like to brag that everything is bigger here in Texas. We are a big state with big goals and as business owners, most of us would like to see our businesses get bigger. Well one thing we don’t want to see get bigger are our commercial insurance premiums. If you are a business owner in the Lone Star State, here are three easy ways to save on your commercial insurance without sacrificing coverage.

  1. Get an insurance review. Getting a review is important so you know exactly the coverage you currently have. This will set the basis of your current coverage and allow you to better compare if another rate is indeed better.
  2. Compare. Once you know you exact present coverage, you can then compare the policies of multiple companies. This is simple to do with an independent insurance agency that can search out quotes from a variety of insurance providers.
  3. Select a Money-Saving Payment Option. An easy way to save money on your business or personal insurance is by paying annually or even by electronic direct deposit.

Taking these steps should result in savings without sacrificing valuable coverage. If you would like to save money on your commercial insurance, contact the independent agents at Paragon Independent Insurance Agencies. We specialize in commercial insurance for small and large Texas companies.

We also invite you to visit our website to get an online comparative quote on your homeowners and auto insurance. We think you’ll discover how our status as an independent agency can save you on your business and personal insurance. At Paragon Independent Insurance Agencies, we make it our business to save you money.

Getting Prepared for our Texas Sized Storms

Texas is one of only about a dozen states that have experienced a tornado in every month of the year. We average a whopping 155 of the storms annually, causing millions of dollars worth of damage each year. From simple roof damage to loss of life, a tornado is a storm to be taken seriously.

Here, in the Lone Star State, tornado activity begins to increase in March, when we average about 13 of the storms annually. The average increases to 28 in April before peaking in May at 43. In June the number drops to 26 before going back down to single digits for the rest of the Summer. The questions is — are YOU prepared for these Texas sized storms?

Your family should know exactly where to go in a tornado. It should be an interior room in the center of your home, away from windows. The area should have, or at least be close to, blankets, sleeping bags, or other materials that you can use for cover. Have a NOAA Weather radio handy. A mobile home is not a safe place to be in a tornado producing storm, so it is recommended you find shelter that is sturdier.

Once the storm passes, you should not use a lighter in case there is leaking natural gas. Watch for broken glass and other debris. Stay away from any downed power lines. Wait for emergency personnel to arrive.

Of course now, before the heart of storm season, is the time to make sure you have appropriate homeowners insurance coverage. As an independent insurance agency in Texas, we are very familiar with storm coverage and can search multiple companies to find the best policy for you. In fact, you can get a comparative quote right online from our website. You can compare both homeowners insurance policies and auto insurance rates from the convenience of any internet connection. Contact us today and ensure that you are prepared for our Texas sized storms.