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Paragon Independent Insurance Agencies, Inc

6305 Preston Road #1000
Plano, TX 75024

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The Benefits of Increasing Your Auto Insurance Limits

In 2010, the Insurance Research Council reported that the average costs to cover drivers and others in an accident was $23,450. Although this number may fall within your car insurance coverage limits, it may not if you have multiple drivers who are prone to accidents each year. With the potential for more accidents, you could exceed your car insurance limits in no time. Fortunately, you can increase your car insurance limits in Plano, TX to avoid paying for insurance costs out of pocket.

What Are Insurance Limits?

Insurance limits are caps placed on all types of coverage you have on your car insurance policy. These limits place a maximum dollar amount on how much your insurance coverage will pay when you are in a car accident or damage another person’s property.

Increased Limits Means More Coverage

When you increase your limits, you increase your coverage. For instance, if you get into an at-fault accident with someone driving a Rolls-Royce or other luxury vehicle, odds are, the cost to fix or replace the vehicle will approach or exceed the limits found in basic coverage. However, with increased limits, your auto insurance company, like our team at Paragon Independent Insurance Agency in Plano, TX will likely help you cover the increased costs to repair the vehicle.

You Have Peace of Mind with Increased Limits

Increased limits give you peace of mind. Driving down the road seems much easier when you know you are backed by the financial protection of your auto insurance company. You don’t have to worry about spending your nest egg because you have the coverage you need in case you are in an accident.

At Paragon Independent Insurance Agency, we are our customer’s financial partners when it comes to auto insurance. If you need more coverage or you don’t have auto insurance coverage, we are happy to help you get the coverage you need to drive with the peace of mind knowing you are covered by a reputable insurance company.



Will Adding an Extra Bathroom Add Value to Your Home?

Buying a home is one of the smartest investment choices you can ever make. From having a roof over your head that you can call your own to knowing you can sell the home and possibly make money on it, there are many reasons to invest your money in a home purchase. Many people buy a home with the sole intention of being able to sell it one day and make money on it or to use it as a form of collateral to take out a loan. No matter your reason for purchasing a home, it is imperative that you be aware of ways to increase its value. One such way is by adding on an extra bathroom. Here is a close look at two reasons adding a bathroom onto your house can add to its overall value. 

Reason #1: It adds living space to your home

First of all, the larger the home, the more the living space, the more value it will have. Adding on a bathroom to your home is one of the simplest ways to add value to it. And thankfully, bathrooms tend to not be extremely large rooms in a home, making them rather inexpensive to add on. 

Reason #2: It adds convenience to the home

Another reason that adding on a bathroom to your home will add to its value is because it gives the house more convenience. Whether it be residents of the home or guests, having an extra bathroom can be of the utmost value, especially if there is only one other bathroom in the house. 

To learn more about adding value to your home and about home insurance, contact Paragon Independent Insurance Agency serving the Plano, TX area. 



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