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Paragon Independent Insurance Agencies, Inc

6305 Preston Road #1000
Plano, TX 75024

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Pay-Per-Mile Insurance: A Revolution in Auto Coverage

For decades, traditional auto insurance models based on fixed premiums have been the norm. However, with the advancement of technology and a growing emphasis on personalization and sustainability for lower rates, a new auto insurance model has emerged: pay-per-mile insurance. This innovative approach is revolutionizing auto coverage, offering benefits to both insurers and policyholders in and around the Plano, TX area. 

The Benefits for Policyholders

  1. Cost Savings: Pay-per-mile insurance can be significantly cheaper for infrequent drivers. If you’re not on the road often, you won’t be paying for coverage you don’t use.
  2. Environmental Impact: This model aligns with sustainability efforts by encouraging reduced driving and, consequently, decreased carbon emissions.
  3. Personalization: Pay-per-mile insurance is highly personalized. It considers how, when, and where you drive, allowing for a more accurate risk assessment.
  4. Incentive for Safe Driving: Knowing that your premium is tied to your driving habits can encourage safer driving behavior, potentially reducing accidents and claims.

The Benefits for Insurers

  1. Reduced Risk: With a pay-per-mile model, insurers typically cover vehicles that spend less time on the road, translating to fewer accidents and claims.
  2. Improved Customer Retention: Offering a unique and flexible insurance model can attract and retain customers looking for personalized and cost-effective coverage.
  3. Competitive Advantage: Insurers adopting this model can gain a competitive edge, especially among environmentally conscious consumers.

Challenges and Considerations

While pay-per-mile insurance has numerous benefits, it may not suit all drivers. Frequent or long-distance drivers might find this model less cost-effective than a traditional fixed premium policy. Additionally, the availability of pay-per-mile insurance may vary by location and insurer.

Paragon Independent Insurance Agency Can Help You

At Paragon Independent Insurance Agency, we can help answer questions concerning auto insurance. We serve the Plano, TX area. Contact us today. 

Plano’s Best-Kept Secret: How to Maximize Your Home Insurance Benefits

Do you ever feel you’re not getting the most out of your current home insurance policy?

If not, you’re in the same boat as many other local area homeowners. The good news is that insurance experts at the Paragon Insurance Agency in Plano can show you how to maximize your home insurance benefits! 

The Paragon Independent Insurance Agency in Plano, TX is skilled at helping local homeowners maximize their insurance benefits by providing the best policy options for their needs.

Maximize Your Home Insurance Benefits in Plano, TX

Homeowners insurance can provide security, comfort, and irreplaceable peace of mind, knowing that your home and its contents are fully protected from theft, vandalism, or natural disasters. 

Trusted agents can provide tips on choosing a policy that meets your needs and maximizes benefits in the following areas. 

  • Dwelling Coverage: Protect your home’s exterior with dwelling coverage that safeguards outdoor features like porches and decks. 
  • Personal Property Coverages: Sleep easier when you know your precious valuables and electronics in your home are covered from theft or damage with adequate insurance.  
  • Bundling Insurance Policies: Paragon Insurance agents can help you with bundling auto, home, and other insurance policies to maximize your benefits. 

Ask your agent about additional discounts and savings plans that can help reduce your insurance costs. 

Get Plano, TX Home Insurance And Maximize Your Benefits Today! 

If you’re ready to take advantage of maximizing the benefits of your home insurance policy, talk to the experts at Paragon Independent Insurance Agency in Plano. 

Licensed and knowledgeable insurance agents can answer your important questions, offer you a free home insurance quote, and even help you choose the best policy for your needs.



  • Allstate
  • ASI
  • charity first
  • Chubb
  • Dairyland
  • Encompass
  • Foremost
  • Hagerty
  • Kemper
  • liberty mutual
  • national general
  • Philadelphia
  • Progressive
  • Safeco
  • Texas Mutual
  • TWIA-Texas Windstorn
  • the hartford
  • Travelers
  • US Assure

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