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Paragon Independent Insurance Agencies, Inc

6305 Preston Road #1000
Plano, TX 75024

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Don’t Drive Illegally – Get Auto Insurance

The Paragon Independent Insurance Agency, serving Plano, TX, and the surrounding area, can provide this important coverage. Why should you have this protection?

Car insurance offers financial protection.

Insurance is vital for anyone wanting to protect their family, property, assets, and themselves from any financial loss or risk. If you are at fault in an auto accident, you could be held responsible for any expenses associated with the accident. This includes legal fees, the injured party’s medical expenses, or their lost wages if their injuries keep them from resuming their employment. Liability coverage helps pay for these expenses.

An auto insurance plan will help pay for a medical emergency, hospitalization, illnesses and treatment, and any medical care required in the future.

One of the most important aspects of car insurance is that it needs to meet your state’s minimum liability and property damage limits. You need to have car insurance to keep your driving privileges. Without this coverage, you risk being fined or losing your driver’s license.

Before purchasing insurance, there are some things to consider.

  • Your budget
  • The coverage you need
  • The type of automobile you drive
  • Driving record
  • Your credit score
  • The state you reside in
  • Any possible discounts you could qualify for

A good insurance policy can help with car repairs, towing, replacement, and covering the costs of damage to other drivers’ vehicles. The insurance company will help manage the process and offer support when a claim is made.

If you plan on purchasing or driving a car, ensure you have the insurance required to drive legally. It will protect you from financial loss if an accident occurs.

The Paragon Independent Insurance Agency can provide you with a no-obligation quote or answer any questions. Contact our office today. You will be glad you did.

Does a Standard Home Insurance Policy Cover High Winds in Plano, TX?

Severe weather can cause significant damage to homes and other property. Regarding windstorms in Plano, there is no guarantee that your standard home insurance policy will cover the cost of repairs. Depending on your policy’s language and the storm’s severity, you may need additional coverage to protect your home from high winds. Let’s look at what you should know about windstorm coverage in Plano and why it’s essential to understand what is covered—and what isn’t. 

What Exactly Is Windstorm Insurance? 

Windstorm insurance provides additional protection for homeowners who live in areas prone to high winds, such as hurricanes, tornadoes, and thunderstorms. This insurance covers damage caused by wind, hail, lightning strikes, or debris from these events. It typically covers damage to roofs, windows, doors, fences, patios, and garages—all of which can be costly to repair or replace after a severe storm hits. Paragon Independent Insurance Agency can review your home insurance policy and help you determine if windstorm coverage is right for you. 

Does a Standard Home Insurance Policy Cover High Winds in Plano, TX? 

The answer is not always clear-cut. Instead, it depends on the language of your policy and the severity of the storm that caused the damage. Generally, windstorm insurance policies are separate from regular homeowners’ insurance policies. So, even if you have homeowner’s insurance covering some storm damage (like water intrusion due to rain), it will likely not cover all types of storms, such as those involving high winds or hail, and as such, purchasing an additional windstorm policy can provide extra protection for your home against severe storms in Plano, TX. 

If you have questions about whether your standard home insurance policy covers high winds in Plano, TX, or whether additional coverage is necessary for your specific situation, contact Paragon Independent Insurance Agency today for more information.

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