If you are a driver in Texas, your vehicle has to be covered by auto insurance. Different types of coverage are required to be in your auto policy. Each of them protects you in a specific way against specific risks. If you don’t have auto insurance for your vehicle, you could face hefty fees and fines and may get other punishments as well. It’s important to get auto insurance and keep it the entire time you own your vehicle. Call us at Paragon Independent Insurance Agency in Plano, TX to get your auto insurance.
Bodily Injury Liability
This type of coverage is required to be in your policy. This protects you financially if you cause an accident that results in someone else being injured. There are two amounts of this coverage that have to be in the policy. These amounts are the minimums that must be in them, but you can add to the amount you get in your policy to be better protected. There is one amount required for a single person injured in the accident and another amount for everyone injured in it. These amounts pay for the medical bills and other expenses caused by the accident. Some lenders require you to have more than the mandated minimum amount of coverage.
Property Damage Liability
There is one amount required for this coverage as well. This type of coverage pays for the damages caused by your vehicle to someone else’s property. This may include the other vehicle and things like landscaping and damaged buildings. This type of coverage is highly important to protect you financially.
Get Auto Insurance
If you don’t have your auto policy yet, call us today at Paragon Independent Insurance Agency in Plano, TX.