Auto insurance in Plano, TX, is legally required. It can help pay for property damage and medical bills after an accident or other qualifying event. If you don’t have a policy and are involved in an accident, you may still have some options for covering medical bills.
Common Consequences
You may still face legal consequences for not having proper coverage, even if you’re in the hospital. This could include a ticket, a fine, or the suspension of your license. In other cases, you might receive a warning, but the outcome generally depends on the specific circumstances. If you don’t currently have coverage, contact an agent at Paragon Independent Insurance Agency to discuss your options.
Who Was at Fault?
Who was at fault for the accident plays a major role in determining who pays the medical bills. If the other driver is found at fault, their policy is typically responsible for covering medical expenses, including imaging, therapy, and other necessary care. Many people also work with an attorney to help recover lost wages in these situations.
If you’re found at fault for the accident, you’re generally responsible for your own medical bills and lost income. Your health insurance may help cover those costs in the absence of applicable auto coverage, though in some cases, health insurers deny claims specifically tied to car accidents. In that scenario, you’d need to work out payment arrangements directly with your medical provider.
Instead, work with a representative at Paragon Independent Insurance Agency to establish coverage before an accident happens. Contact us today to discuss the policies we have available. We’re currently serving the Plano, TX, area.
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