Making a claim of burglary in Dallas / Fort Worth, Texas requires the right documentation to prove your claim and ensure that your insurer will give you the assistance that you need. Although the specific paperwork that you need may vary, homeowners insurance will usually cover burglary that happens in your home.
Proof of Purchase
Documents that prove ownership of the item that you are claiming are necessary to determine the appropriate replacement value. Depending on the type of insurance plan that you have, the amount of funds you receive for the items may vary.
Provide documents that show that you purchased the item and how much it cost.
Proof of Value
If the items that were stolen do not have proof of purchase, then documentation showing how much it was worth and that you owned the item may be appropriate. This type of paperwork is appropriate when you have an heirloom or an item that increases in value, such as jewelry.
Proof of the Crime
Before you make a claim on your insurance, call the police and put in a formal police report. A police officer will document any damage to your home from the break in and the items that are missing when you make the report. You can ask for a copy of the report to send your insurer as soon as the police have documented your claim.
When you are facing a crime in your house, repairing the damage and replacing your belongings may require a claim through your insurance provider. Fortunately, you can provide documents that prove that your belongings were stolen and the value of those items. To learn more about making a claim on your insurance, contact us to talk to an independent agent.