If you own or plan to start a commercial food truck business in Plano, TX, it’s essential to have the right insurance coverage. Whether your business operates from a designated location or is mobile, ensuring compliance with state requirements is crucial. By contacting the experienced agents at Paragon Independent Insurance Agency, we’ll help you secure the coverage necessary to operate your business confidently.
Texas Requirements for Food Trucks
Food truck businesses in Plano, TX, are required to carry general liability insurance and commercial auto insurance. Additionally, owners may need coverage for product liability and commercial property. Texas also mandates specific insurance requirements based on the weight of the food truck. If you have employees, workers’ compensation insurance may also be necessary to provide protection.
Types of Food Truck Insurance
Commercial Auto Insurance
Standard auto insurance does not cover commercial vehicles, making commercial auto insurance essential for food truck businesses. This coverage includes property damage to other vehicles, bodily injuries resulting from accidents, and damage to your food truck.
Commercial Property Insurance
Commercial property insurance protects your food truck, tools, and equipment, whether you own them outright or rent them. This coverage ensures your business assets are safeguarded against unexpected events.
General Liability Insurance
General liability insurance provides protection in the event of an accident involving a customer at your food truck. It covers claims for bodily injury, property damage, and other liabilities that may arise.
Product Liability Insurance
Product liability insurance is designed to protect your business in case the food or beverages you serve cause injuries or illnesses to customers.
Contact Us
Reach out to our team at Paragon Independent Insurance Agency to ensure you have the coverage necessary to protect your business, customers, and assets. We’re here to help you navigate your insurance needs with confidence.
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