Whether you commute to work daily, enjoy long road trips, or just use your vehicle to run errands, optimizing your protection is key to preventing unexpected financial losses. If you already carry auto insurance, you may be wondering if you can add umbrella insurance to your existing policy in Plano, TX. At Paragon Independent Insurance Agency, we’ll work with you to find the right combination of policies so you’ll remain protected on the road.
What Is Umbrella Insurance?
Umbrella insurance adds a layer of protection beyond the limits of a standard auto insurance policy. If you’re in a major accident and your auto policy’s liability coverage is maxed out, an umbrella policy can add protection and security. It can cover:
- Serious or life-threatening multivehicle accidents
- High medical bills
- Property damage involving assets
- Lawsuits, attorney fees, and court-awarded damages
Who Umbrella Policies Are Recommended For
An umbrella insurance policy is ideal for those who:
- Own multiple vehicles
- Have teenager drivers in the home
- Drive frequently or use their vehicles commercially for business operations (Note that this requires a commercial auto policy.)
- Have significant assets that are personal or associated with their business
- Want peace of mind for a low cost
Working with the right agency can help provide a sense of security and peace of mind when you need it most. At Paragon Independent Insurance Agency, we help our clients find the right coverage for their lifestyle and demands. To learn more about umbrella insurance to raise the limits on your existing auto policy in Plano, TX, contact us.
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