Changes in your life or household over the last year could have an impact on your auto insurance. If you bought a new car, you may need to upgrade your coverage. If you added a teen driver to your household, you’ll need to update your policy to include him or her on your coverage. Updating your auto insurance with Paragon Independent Insurance Agency keeps your coverage current to give you the protection you need. If you haven’t updated your auto insurance in a while, here are a few reasons to do so.
New Driver on Policy
If your teen recently got his or her license and will be driving the family vehicle around Plano, TX or beyond, you’ll need to add him or her to your auto insurance to ensure they’re fully protected against accidents on the road. This will require an update to your policy. You may even want to increase coverage to enhance insurance protection for your family.
Enhanced Safety Features in Vehicle
Incorporating new technology such as rearview camera or lane departure system into your older vehicle could help prevent accidents. Features that enhance vehicle safety and security could qualify you for a discount on your insurance. This makes it worthwhile to update your policy.
Life changes that alter your driving routine or habits could affect auto insurance coverage and/or costs. A change of job could require more driving, prompting you to increase insurance coverage. In contrast, retirement could reduce the time you spend on the road, enabling you to cut back on coverage to save on insurance costs. Updating your insurance gives you a chance to incorporate these changes into your policy.
For greater insight into when and how to update your auto insurance coverage, contact us at Paragon Independent Insurance Agency in Plano, TX.