If you’ve recently purchased a home in Texas, it’s crucial to protect your investment by securing a homeowners’ insurance policy. Many new homeowners are unsure about the amount of coverage they need and have questions about home insurance. If you’re near Plano, TX, our Paragon Independent Insurance Agency team is ready to answer your questions and provide peace of mind. We’ve been serving homeowners in your area since 1993.
Home Insurance Coverage Options
When you buy an insurance policy, it’s important to understand what your policy covers. According to the Texas Department of Insurance, most homeowners’ insurance policies cover fire, lightning, or explosion damage. Insurance typically covers damage to your home if a sudden release of water or smoke causes it. However, damages from a continuous release of water, such as a flood, are usually not covered. If your home is damaged by an airplane or a car, your policy will cover those damages.
According to the Texas Department of Insurance, damage will usually be covered if a hurricane damages your home. However, homeowners who live on the Gulf Coast are more at risk of damage from hurricanes or windstorms so that they would need a separate windstorm policy. Homes that are victims of vandalism, civil riots, or malicious mischief would be covered.
Schedule Your Appointment Today
New homeowners can explore all these options for homeowners’ insurance and discuss auto, boat, or health insurance with our team. At Paragon Independent Insurance Agency, our goal is to represent "Blue Chip" insurance companies because our clients deserve the best. Homeowners in Plano, TX, can discover the benefits of working with an independent insurance agent. Call our office for an appointment today, and let’s work together to get the coverage you need.
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