Does Auto Insurance Cover Hopsitalization?

Being hospitalized after an automobile accident is a terrible thing, the pain, the suffering, and the costs that are associated with it are often crippling. That being said, insurance is in place to help soften the blow of this type of expense. For those that live in the Plano, TX area, the agents with Paragon Independent Insurance Agency can help you find a policy that works for you.

For the most part, your auto insurance is going to pay for part of your bills and expenditures that are associated with an accident. For the most part, however, your auto insurance is only going to cover you up to a certain monetary value then your health insurance takes over. A great example in cases where you have to enter the hospital. Your auto policy will pay a sum of money toward your car then when that money runs out, your health insurance steps in to help continue your care and get you back in good shape. This is going to help make it possible to make sure you are covered by some sort of insurance and that you are not required to cover the entire cost of your recovery and medical care.

In most cases, your auto insurance is going to have a set number or liability that it will pay, say $10,000 for instance, and anything beyond that is going to be run through your health insurance to determine what your portion of the bill is after that. This is just to help keep costs low and to make sure that an auto insurance company is not going to have to pay for all your medical bills even though you have a health insurance policy. For those in the Plano, TX area, the agents with Paragon Independent Insurance Agency can help.