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Paragon Independent Insurance Agencies, Inc

6305 Preston Road #1000
Plano, TX 75024

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How Homeowner’s Insurance Can Vary In Texas

Throughout Texas, you can take advantage of various locales. You have the desert, the plains, the mountains, and the city life. You can experience all four seasons throughout the year and various metropolitan areas exist for you to call home. In comparison to the rest of the country, the home values can be more affordable and income levels can be higher.

When you obtain homeowners insurance for your home in Texas, you have to look at what’s being offered. There are various ways for a policy to differ. This includes:

– Cost of premium

– Levels of coverage

– What events are and are not covered

Should something happen to your porch or foundation as a result of sinking, you want to know that the money to make the repairs is not going to come out of your pocket. You should be able to file a claim with your homeowner’s insurance policy and know that they will provide the money.

This will not always be the case. You have to plan for such issues when you shop for homeowner’s insurance. A sinking foundation or porch may or may not be covered – and may not be covered based upon how it happened.

Foundation is usually as a result of shifts in the ground. This could be from a large storm, a flood, or something else. The fine print of your policy will tell you what events will be covered and what won’t. If you live in a flood zone, you may also be required to have flood insurance above and beyond your standard policy – and this could provide you with the added coverage.

By working with one of our agents in Texas, we can find a policy that makes sense and gives you the coverage you need. This way you know your porch and foundation is always covered against sinking and anything else.



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  • ASI
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  • Chubb
  • Dairyland
  • Encompass
  • Foremost
  • Hagerty
  • Kemper
  • liberty mutual
  • national general
  • Philadelphia
  • Progressive
  • Safeco
  • Texas Mutual
  • TWIA-Texas Windstorn
  • the hartford
  • Travelers
  • US Assure

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