How Often Should I Have My Auto Insurance Reviewed?

With all the different types of car insurance policies that are available, you should talk with your insurance agent to ensure you have the proper type and amount of insurance for your vehicle. Residents who live in Plano, TX have access to the agents of Paragon Independent Insurance Agency. The agents understand the importance of having the right type of insurance and will evaluate your policy if changes need to be made.

Significant Changes

There are several types of changes that will cause you to review your auto insurance policy. Paying off your car loan or using your car as collateral can cause significant changes in the type of policy you need and the amount required for adequate coverage. Another significant change is adding or removing a driver from your policy. Young drivers can have a big impact on how your policy premiums are calculated.

Caring for Your Vehicle

Your vehicle’s age is also a determining factor. The older your car is the more its overall value has depreciated. This may be a determining factor in how much coverage you choose to carry. Taking proper care of your vehicle will help it hold its value. This means keeping it clean inside and out as well as maintaining a strict service record of oil changes, transmission checks, etc.

The agents of Paragon Independent Insurance Agency serves residents throughout the Plano, TX area. By performing policy reviews, the agents can help them keep their insurance coverage where it should be in terms of coverage and cost. Speaking with an agent and scheduling a review is the best way to keep your insurance where it should be.