If you drive a car, then you need to have auto insurance. There are many types of insurance to consider for your vehicle. Many people have questions about the types of car insurance that are available. This is why they turn to Paragon Independent Insurance Agency servicing Plano, TX.
Our insurance professionals are happy to answer your questions about car insurance. Having the answers to your questions, like what’s the difference between comprehensive and collision auto insurance, can help you choose the best policy for your vehicle.
What Is Comprehensive Auto Insurance?
Comprehensive auto insurance is a type of auto insurance that covers non-collision events. For example, a comprehensive policy may cover car theft, vandalism, or fire. If you have a comprehensive policy and your vehicle is damaged or destroyed in a covered non-collision event, then your insurance policy should pay to repair or replace your vehicle (minus the cost of the deductible).
What Is Collision Auto Insurance?
Collision auto insurance is a type of insurance that pays to repair or replace your vehicle if it is damaged in a collision — regardless of fault. This means that even if you cause the accident, your insurance can help pay for repairs (minus to cost of the deductible).
Which Type of Auto Insurance Is Best For You?
Some people seek collision auto insurance because they drive a lot on heavily trafficked roads. Other people seek comprehensive auto insurance because they live in an area where their car is more likely to be damaged in a non-collision event (like wildfire or theft). Your insurance agent can help you choose a type of insurance that would best suit your needs.
Contact Us To Get Started With Auto Insurance
If you need auto insurance, the professionals at Paragon Independent Insurance Agency, servicing Plano, TX, can help. Call today to speak with one of our friendly and knowledgeable insurance professionals.
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