Today’s automotive industry boasts a wider variety of vehicles and technological features. From SUVs to sedans, hybrids, and more, drivers have a plethora of choices when deciding what type of vehicle they want to drive. However, this also necessitates the need for appropriate insurance to safeguard you and your vehicle in case of an accident or mishap. This is why many drivers from the Plano, TX area rely on the professional team at Paragon Independent Insurance Agency for their auto insurance inquiries and requirements.

Auto Insurance Remains People-Centric in a Technology-Driven World

Indeed, vehicles are becoming smarter, and more safety features are now standard on vehicles than ever before. These advancements are positive indicators for drivers and road safety, but do not eliminate the possibility of accidents. Regardless of how much technology contributes to vehicle and driver safety, auto insurance still relies on intelligent and knowledgeable agents. For many drivers in Plano, TX, this means relying on the experienced and professional team at Paragon Independent Insurance Agency.

Auto Insurance Solutions for Drivers in the Plano, TX Area

Do you reside or drive in or around the greater Plano, TX area? Do you have questions about auto insurance or need coverage and protection for your vehicle? We can assist and offer the kind of personal attention and help that technology can’t provide. Contact our team for more information and schedule an appointment with our knowledgeable and helpful team at Paragon Independent Insurance Agency for the auto insurance solutions you need and deserve today.

Protecting a high-end vehicle in Plano, TX, can help secure your overall investments. While luxury vehicles share the same concerns as lower-end vehicles, they may require provisions that specifically cover your costs. Paragon Independent Insurance Agency can help determine if you need additional coverage for your expensive vehicle.

Coverage Types You Need

Your luxury vehicle requires the same categories of coverage as those for lower-cost vehicles. You’ll pay for premiums covering liability, collision, comprehensive, and all the other major categories you would find in a standard auto insurance policy. Many insurers offer coverage to owners of high-end vehicles as well as those who own less expensive cars. You can customize a regular auto insurance policy with specific coverage for your high-end vehicle. While you can generally get coverage for a costly vehicle with a general auto insurance company, you can also obtain coverage with carriers specializing in high-end vehicles. These carriers make it easier for you to get a policy that meets your needs.

Coverage Categories to Consider

You may want to increase the amount for liability, collision, and other typical categories, but owning a high-end car comes with additional responsibilities. Consider these additional protections if you have a high-end vehicle:

• New car replacement cost
• Original parts replacement
• GAP insurance coverage

Making Your Luxury Auto Insurance More Affordable

Consider various options to reduce your premium. Increasing your deductible is an easy way to lower costs. Bundling your auto coverage with home or renter insurance can substantially reduce costs. Theft deterrent devices are another route to lower premiums.

Finding an affordable luxury auto insurance policy is easy when you work with Paragon Independent Insurance Agency, serving Plano, TX. Contact us today to get started on your policy.

When buying a new car, one of the first tasks is to secure car insurance. You may have questions about car insurance requirements, especially when purchasing a new vehicle. The professionals at Paragon Independent Insurance Agency in Plano, TX, can provide the necessary information about car insurance. Here’s what you need to know.

Is Car Insurance Required for Driving?

Most states require car insurance for driving. Many dealerships also require proof of car insurance before you can drive the car off the lot.

Can You Buy a Car Without Car Insurance?

While you might be able to purchase a car without car insurance, you won’t be able to take it home until you’ve provided proof of a car insurance policy. If you’re buying a car with an auto loan, the lender will likely require proof of car insurance before funding the loan.

Typically, auto lenders require proof of full coverage of auto insurance. This type of insurance covers the cost to replace or repair the car in a variety of events, even if you’re at fault in a collision.

Looking for Car Insurance? Contact Us

If you need car insurance, consider working with the professionals at Paragon Independent Insurance Agency in Plano, TX. We collaborate with numerous insurance carriers and can help you find the right car insurance policy for your needs. We’re also happy to answer your questions as you decide between liability only, comprehensive coverage, and full coverage car insurance. Call us today.