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Paragon Independent Insurance Agencies, Inc

6305 Preston Road #1000
Plano, TX 75024

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Upgrades That May Require More Residential Insurance Coverage

Residential upgrades that are conducted on your land or in your home may require additional residential insurance coverage. Review the upgrades that follow. Then, adjust your insurance policy accordingly.

Land Improvements

Land improvements may require the installation of plumbing, structural materials, vegetation, and lighting. Your residential insurance policy can list the items you invest in.

The insurance coverage will protect against unforeseen damage and theft. If you need to file an insurance claim, the coverage you have purchased will handle the costs you are faced with while you are rehabilitating your property.

Be aware that some events may not be included in a standard insurance policy. For instance, if you live in a low-lying area, you may need to add flood protection to your policy. This type of add-on will protect the land improvements against damage directly connected to rising waters.

High Ticket Items

Luxury furnishings, jewelry, floor coverings, and artwork are some high-ticket items that could require additional home insurance coverage. If you plan on purchasing items to use during some upgrades, keep a list of the materials and products you have decided to purchase.

Recording these items now will prevent you from overlooking them when you are ready to modify your existing home insurance policy.

Design Elements

The design of your home could have a bearing on your insurance policy. Seeking a professional assessment of your home will help you determine if you need more residential insurance coverage. Staircases, archways, and other items used in the design of your home may require additional insurance coverage.

Contact Paragon Independent Insurance Agency

Contact one of our Plano, TX agents. A Paragon Independent Insurance Agency representative will consult with you about your chosen residential upgrades.

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