Drivers in Plano, TX are required to maintain car insurance coverage on their vehicles. But what if you plan to stop using your vehicle on the roads a month before your policy is set to expire?
You could forget all about your policy and let it lapse on its own, but paying an extra month’s worth of coverage for an unused car may not be what you’ve had in mind. In addition, some insurance providers automatically renew insurance policies in good standing, on the assumption that the policyholder wants continued coverage.
Instead of letting your car insurance lapse on its own, you may want to contact your provider and have the policy canceled or at least make sure it isn’t subject to automatic renewal. This way, you’ll know for sure that your policy is no longer in effect for this particular vehicle. You’ll also avoid paying for a month’s worth of coverage you likely won’t use.
If you plan on taking your vehicle off the road for an extended period of time, chances are you won’t have to worry about your car registration, either. However, if you want to use your vehicle again months or even years later, you may have to undergo the process of having it inspected and registered once more. You may want to talk to your independent agent to understand how insurance and registration affects your long-term storage plans.
If and when you decide to renew your insurance policy, start out by comparing quotes online among a vast selection of auto insurers. You’ll find the best coverage available at prices that won’t put a serious dent into your monthly budget.
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