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Paragon Independent Insurance Agencies, Inc

6305 Preston Road #1000
Plano, TX 75024

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Does Auto Insurance Cover Non-Accident Related Injury?

Driving a car can be one of the biggest thrills of your life, but it can also be one of the most dangerous things you can do. For many, it is difficult to decide what type of coverage you need and it may also be difficult to understand just what your auto policy covers. For those living in the Plano, TX area, the agents with Paragon Independent Insurance Agency can help answer all your questions.

Does auto insurance cover non-accident related injury is the question. In some ways it does, in others no. It all depends on how you define an accident. If you strike a pedestrian it will cover the cost of their medical bills, for some, this might not be considered an accident because only one car was involved.  Will your car insurance cover you tripping and breaking your arm getting out of your car, probably not.

Car insurance policies are put in place to protect drivers from other drivers. They are made to help give you the coverage that you need to recover from a car accident should you have to deal with one. They are put in place not to protect you from yourself, but to make sure that if you are in an accident, no one is left with a huge number of bills that they simply cannot pay. For those that do have medical bills that are associated with their car but not with an accident, you are likely going to have a very hard time getting any insurance company to pay out.

For those in the Plano, TX area, the agents with Paragon Independent Insurance Agency can help you find the policy you need and figure out just what it covers quickly and easily no matter what.



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