Why Your Business Needs Commercial Insurance

Today’s world is characterized by risk and uncertainty. Businesses are constantly exposed to disruptions, theft and property damage, risks that will lead to huge financial losses if they occurred. The good news is that reliable commercial insurance can help to protect your business, allowing you to focus on growing it. Paragon Independent Insurance Agency offers a variety of commercial insurance options for business owners in Plano, TX.

In order to protect your employees

Employees are some of the important assets of any business. Regardless of the type of activities your business engages in, it is very important to protect your employees against injuries sustained in the workplace. One of the facets of commercial insurance is Worker’s Compensation policy. The policy will cover the medical bills and lost wages in the event that your employees are injured while on duty.

To protect you from legal action

With the numerous possible claims that businesses are open to, it is necessary that business owners plan for such claims through commercial insurance. Even when the claims are not founded, they are likely to result in very expensive court processes. Commercial insurance will provide professional liability coverage and general liability coverage to ensure that your business runs smoothly at all times.

To protect your property

Loss, theft and damage to business property will not only disrupt business operations but also result in financial loss. This type of insurance policy is designed to provide coverage for the building that houses your business, office equipment and furniture as well as the stock. In the event that the insured risk occurs, your insurance company will respond by helping you to get back on your feet again.

Before buying a policy in Plano, TX, it would be important to contact Paragon Independent Insurance Agency for a quote. This will help you to plan effectively for the coverage as well as for your business.