Skip to content
Click to Call
Paragon Independent Insurance Agencies, Inc

6305 Preston Road #1000
Plano, TX 75024

Get Directions

Can I get insurance when my homeowners policy was canceled due to non-payment?

When a homeowners insurance policy is canceled due to non-payment in Plano, TX, it may seem like your options are limited. In many cases, you may find that insurance providers are less willing to offer a reasonable rate or plan due to the lack of payment in the past. Even though it may seem challenging, some insurers may offer solutions to help you protect your home and property.

The Situation

Depending on the homeowners insurance policy and the details of the plan that you are considering, the ability to obtain coverage may vary. Some insurers may be willing to consider the specific situation and offer solutions based on the problem that caused you to miss a payment. For example, if you lost your job suddenly and you have obtained a new job recently, then you may be able to obtain a policy that is appropriate for your budget.

The situation can have an impact on your options, so it is important to explain the reason for the late or missed payment if it is necessary for coverage.

Different Policies

Even though a missed payment that causes a cancellation may have an impact on the options that you are offered, every insurer and policy is different. Some insurers may have options that are specifically designed to address your situation and concerns. Keep in mind that you may find that the rates you are offered are slightly higher due to the historical data.

Missing a payment on your insurance can result in the loss of coverage, but that does not necessarily mean that you cannot find a new plan after the situation changes. Contact us to speak to an independent agent for more details about your options and the plans that are available for your goals.



  • Allstate
  • ASI
  • charity first
  • Chubb
  • Dairyland
  • Encompass
  • Foremost
  • Hagerty
  • Kemper
  • liberty mutual
  • national general
  • Philadelphia
  • Progressive
  • Safeco
  • Texas Mutual
  • TWIA-Texas Windstorn
  • the hartford
  • Travelers
  • US Assure

quote-icon Comparing Quotes - Made Simple

Compare your unique insurance quotes
online via our comparative quoting form.

Get Started Today!

Get A Quote!