If you live in Plano, Texas then you most likely do a lot of driving between Dallas and Fort Worth. So the chances of you getting into a fender bender at some point are probably pretty good. While most of these are easily dealt with by the exchange of information and then each driver’s insurance company, like Paragon Independent Insurance Agency who serves the greater Plano area, some end up mired in legal battles and lawsuits, where one driver claims to have been injured and has lost a lot of money in money they would have otherwise made at work. This usually ends up being what is better known as fender bender fraud and there are a number of ways to avoid this right when the accident occurs, as listed below.
TALK TO WITNESSES OF THE ACCIDENT
If there are people who witnessed the accident, be sure to talk to them about what they saw and get your own statement from them as an independent third party. Also be sure to get their contact information so you can contact them later. This will be very helpful if you ever go to court.
SHOOT PHOTOS AND VIDEOS
The more of these you can have the better, as it will transport those in the courtroom to the actual scene of the accident and show them what really happened. This way it won’t solely be based upon your word against the other driver’s, but real photographic or video evidence from the time it actually occurred. There is no denying that in a court room.
CONTACT YOUR INSURANCE COMPANY IMMEDIATELY
The sooner you contact your insurance company and tell them what happened, the better, so that they can prepare for any funny business that could be coming their way from the other party in the collision.