Home Appliances You Should Consider Insuring

Home insurance is more than just protecting the structure of the house. It is also about protecting what is inside. This includes appliances and technology. These are some of the more expensive items within the home and, in the event of a fire, you can’t easily pick up and run outside with. At Paragon Independent Insurance Agency, we want to make sure your Plano, TX home is properly insured, including your valuables and appliances. 

Washer and Dryer

Beyond just potential loss in a fire, washers and dryers often experience the most trouble in terms of needing repairs. From the moving parts to the electrical, gas and water connections, few appliances are susceptible to the kinds of problems as these two devices. 

New Water Heater

A water heater isn’t always extremely expensive. Your brand new television likely costs more than a traditional tank water heater. However, if you invested in a tankless water heater you not only invested into your home but you decided to go green with the purchase. A tankless water heater will save you money over time, but the upfront sticker price is high. In the event of a major electrical surge or a home fire, this is an expensive item to replace, so consider insuring it. 

Entertainment System

While not a traditional appliance, your home entertainment system may be worth thousands of dollars (if not more). These are also top targets during a break in. Due to this, consider insuring the entertainment system in your home.

Each individual is different and every home is different. At Paragon Independent Insurance Agency we know this, that is why we prefer to sit down with every home owner in order to discuss the right kind of insurance for their individual needs. Whether you live in Plano, TX or the surrounding area, you need to consider insuring these different appliances, in addition to other appliances you have invested your time and money in.