When you file a claim in Plano, TX, you may need to do a little more work even after the paperwork has been completed. This is especially true if the claim is complicated, with multiple requests and considerations that need to be taken into account. If you’re wondering what to do after you’ve finished filing, keep these tips in mind from Paragon Independent Insurance Agency. 

Keep on Talking 

When you give the insurance company everything they need, then there’s less chance you’ll face questions later on. The best time to start communicating with your agent is directly after the accident happens. In fact, you may want to call the insurance company before you take the car anywhere or even to see a doctor for any potential injuries you have. Share everything you have with them as soon as you have it. From pictures to names, leave nothing out. Should you realize you forgot to include something in your claim, call your insurance company back to clarify. 

Speak Up 

The best thing that you can do if you think that something is wrong is to do your own research or to make the first move. Speak up if you think an estimate is incorrect, if you can’t get an update about the status of the claim, or if you just think there’s been some type of misunderstanding. The more work you do on your end, the less likely you’ll see a problem later on.

If you’re in Plano, TX, and need auto insurance advice, then Paragon Independent Insurance Agency can help. We do everything possible to make claims go as smoothly for you as they do for us. Call us today to find out more about how we’re different from our competitors. 

If you plan to go on the road this spring, take the time to prepare your vehicle for long distance traveling. A well-maintained car is less likely to suffer breakdowns on the road. In addition to vehicle maintenance, take time to review your auto insurance policy to ensure your coverage is up to date before traveling. By contacting Paragon Independent Insurance Agency in Plano, TX, you can make whatever adjustments are necessary to protect your family.

Check Brakes and Tires

It’s always good to have a thorough car inspection before making long distance travels. Be sure your mechanic checks both tires and brakes as good tires and brake are essential to safe driving. Your tires should be checked for air pressure, tread wear and hidden punctures that could cause your tire to go flat over time. Your brakes should be in top condition and capable of handling whatever road conditions you may face during your travels.

Inspect Fluids

Have your mechanic inspect all fluids to include brake, transmission and power steering fluids as well as antifreeze. These should be topped off or replaced as needed. If you haven’t had an oil change in a while, now would be a good time to get this done as well.

Pack an Emergency Kit

An emergency kit will be invaluable if your car breaks down unexpectedly on the highway. Your kit should include such basics as flashlight, batteries, flares, spark plugs, oil, tire sealant, coolant, jumper cables and extra fuses. A fully loaded first aid kit could also come in handy when traveling with children.  

Preparing your car in advance reduces the risk of facing mechanical problems on the road. By updating your car insurance policy with Paragon Independent Insurance Agency, Plano, TX, you will have the protection you need for any eventuality as you travel. 

Auto insurance is something that many people think they know all about when in reality, many of the truths they think they believe  are actually myths. Instead of continuing to believe these auto insurance myths in Plano, TX, it is time to learn about the truth associated with auto insurance. To help you distinguish between fact and fiction, Paragon Independent Insurance Agency has compiled this lists of myths and the truths behind them. 

• Red cars cost more to insure. This is a myth that has stopped people from purchasing red cars in the past. However, the color of the car has nothing to do with the cost of auto insurance. Insurance companies take a look at the vehicle make, model, body style, and age as well as the age, driving history, and credit history of the driver. The car color is not take into account. 
• Older people pay more for insurance. The opposite is actually true. Older drivers tend be seen as drivers with more maturity and younger drivers end up paying more for insurance. In fact, many companies offer discounts for drivers over the age of 55. 
• You don’t necessarily need auto insurance. Some people think they can get away from purchasing it if they stay out of accidents and avoid police. However, there is no way to really prevent these things from happening and it is always best to have a good auto insurance policy to protect you. 

Whether or not you currently have an auto insurance policy, you should reach out to Paragon Independent Insurance Agency, serving Plano, TX. They can take a look at your current policy to make sure there are no gaps in coverage. They can also get you a free quote to find the perfect auto insurance policy to meet your needs as well as fit into your budget.