Located in the metroplex of the twin Texas cities of Dallas and Fort Worth, Plano, Texas residents almost all have vehicles so they can easily get around the large area. Because of this, almost all drivers have auto insurance of some kind. Below are the reasons why you need auto insurance in a place like Plano, TX.
IT’S THE LAW
First and foremost, by driving without auto insurance you are breaking the law in the state of Texas. All drivers need some form of auto insurance to legally drive and if you are caught driving without proof of it, you will be ticketed and told you must also get auto insurance with a ticket on your record, which will make everything even more expensive. So just to get on the road legally, you need some form of auto insurance policy.
IT PROTECTS YOUR PROPERTY
Auto insurance protects your vehicle from damage caused by other drivers, people or objects that may come in contact with your vehicle and damage it. This all depends on what amount of auto insurance you set up, of course, but it keeps you from having to pay for this damage out of your own pocket. By knowing you have this, you will have a certain peace of mind while on the road.
IT PROTECTS YOU FINANCIALLY AFTER AN ACCIDENT
Auto insurance policies also protect you financially after an accident, on a number of fronts. You don’t have to pay for the damage to someone else’s vehicle if you have been found to be at fault and it also protects against medical bills you will have to pay for yourself or your passengers or other drivers involved in the accident. Also, auto insurance policies protect against any lawsuits that may arise in the future from the accident, allowing you to move on and not have to deal with this financial burden after the fact.