Why Your Convenience Store Needs Commercial Insurance Today

A common business in the Plano, TX area is operating convenience stores. With convenience stores being a high traffic business and very profitable, they are often targetted by crime. If you own a convenience store in Texas, it is best to have commercial insurance that includes a variety of coverages, protecting your business. Paragon Independent Insurance Agency understands the necessity of commercial insurance and crafting it to fit the needs of the client. 

Property Insurance

Obtaining property insurance on your convenience store not only covers the structure, but the parking lot, and any equipment and inventory on the property. Should the property be damaged by an accident, theft, or stolen, your property can be replaced with commercial insurance coverage. 

Liability Insurance

Was a customer hurt on your property due to your negligence? When a customer suffers bodily injury due to conditions that could have been avoided, such as a wet floor or damaged property that was not properly identified, you may be liable for any medical expenses, fees, and other costs associated with their claim. With liability insurance, you are covered and can file these costs with your insurance and not financially draining your convenience store funds.

Crime Insurance

Unfortunately, convenience stores often fall victim theft, robberies, and vandalism. Should you or an employee be involved in one of these crimes, your property and cash loss will be covered due to your policy included the crime insurance clause. For convenience stores, this coverage in commercial policy is essential, especially for those located in high-crime areas.

Call Us Today For More Information

If you are looking to purchase your commercial insurance or upgrade it to include more coverage, contact one of our agents today at Paragon Independent Insurance Agency. We proudly serve the Plano, TX area and look forward to assisting you with your commercial insurance needs.