Home Insurance Explained

Your home is one of the most important things you will ever own, and, with that, one of the most expensive assets you have to protect. For that reason, you should regularly review your current home insurance to make sure you are still happy with the policies and coverage. 

If you want to review home insurance right away or you are a first-time homeowner, Paragon Independent Insurance Agency in Plano, TX is here to help. 

What home insurance can cover

Home insurance policies can vary, but we list some options below that you should want to consider in terms of home insurance:

A type of liability insurance

Liability insurance is important, even if you are a renter. Liability insurance covers you in the case that you or someone in your household harms someone who steps inside your home, even in the case of an accident or if your pet is the one who harms someone. This also counts if they damage a valuable item they bring into your home, depending on the situation. 

Disaster coverage

If you live in an area at risk of fires, storms, or flooding (or even worse, all three), make sure you check that your home insurance covers any damage done to your property. This damage can cause significant financial hardship and should be included in your policy where required. 

If you want to take a look at your home insurance options as soon as possible, give our agents at Paragon Independent Insurance Agency in Plano TX a call. You can also ask for a quote via our website and we can contact you after to discuss these quotes further.