Nobody likes to think about possible fires or disaster situations for their business, but it is an important step in protecting what you have worked so hard to start up. With a well thought out fire and disaster recovery plan, you can get back on your feet quickly and restore what you have lost during this time. The Paragon Independent Insurance Agency is here to help you with some of these plans. Property insurance on your building is a must, as agents can sit down and work with you to make sure you have the very best coverage for your Dallas, TX business. 

Planning for Everything

Murphy’s law suggests if it can happen, it will. That doesn’t mean your building is going to catch on fire or it is going to flood. However, if you don’t plan for the situation, should it happen you might be left with nothing. Starting a second company from scratch, no matter how large or how small, is difficult, financially draining and both you and your employees might be out of work for long periods of time. All of these areas are elements you need to play for. 

Planning for the Business and Your Employees

What would happen if the business had to close for days (or longer) to clean up in the event of a disaster? Will you and your employees be able to survive without any kind of financial income? With the help of Paragon Independent Insurance Agency in Dallas, TX, you can plan for this, have a financial payment plan set up so everyone is able to at least receive some of their usual pay in addition to coverage for the potential disaster itself. 

Planning ahead ensures both your company and your employees are always protected, no matter what might happen in Dallas. 

Independent insurance agents are found throughout Texas. If you want quality coverage at an affordable price, the best thing for you to do is work with an agent that is independent of the different insurance companies that are out there.

This is one thing that many people don’t realize. Independent insurance agents do not work for a specific insurance company. Instead, they work for an agency. They work with all of the different companies and therefore can tell you which ones have the best levels of coverage for your needs and for your budget.

Insurance agents want to get to know who you are. They’re very close knit with the community and are going to advocate for your best needs. They know which companies have the best discounts and which companies to stay away from based upon various aspects of your situation that could otherwise cost you money.

Independent insurance agents can ultimately do with the Internet cannot. They can explain coverage, provide definitions for insurance terms, and guide you through the complicated process of buying insurance. It doesn’t matter whether you need coverage for your home, car, or anything else. Agents can show you how to combine policies, too, in order to save even more money.

The goal should always be to get good coverage at a good price. You may get one or the other shopping online, but ultimately, you don’t know about the insurance trends or about the different forms of coverage. Independent insurance agents do, and they can help you.

Call now and one of our friendly agents at Paragon Independent Insurance Agency can work with you on all of your insurance needs in Plano. We can get quotes from top insurance companies in Texas and answer any questions you may have about coverage.

There are various life insurance myths that need to be busted. Life insurance can be a very useful resource, particularly in the event that you pass before you are financially prepared. It gives your family a chance to regain momentum and have the money that is needed to do so.

One of the top myths is that you may be too young for life insurance. There is no perfect age to purchase life insurance. The reality is that life insurance may be more affordable for you when you are in your 30s or 40s. This is because you are generally in better health when you are younger.

Another myth is that term life insurance is the best option. While term is good in some instances, it is not always the best. You will want to compare it to universal and whole life insurance and see if one of the other options is better, particularly because of the associated cash value.

Another myth is that it is always cheapest to purchase life insurance online. While there many resources available online, it can be effective to work with an independent insurance agent in order to learn about all of the different options and receive quotes for comparison purposes.

You can also be in poor health and still get a policy. You don’t have to rely solely on an employer-provided policy. It’s possible to have more than one policy for yourself in order to provide protection.

At Paragon Independent Insurance Agency, we look forward to helping you find insurance you can count on. Call and speak to an agent today to discuss life insurance possibilities in Plano, Texas. This will allow us to work with you on an individual level to break through the myths and determine what coverage is best for you.

After getting married, there are lots of things to do. One item that should be on your to-do list if you’ve recently tied the knot is shopping around for new insurance policies. Once you’re married, you may be able to find insurance discounts that you previously didn’t qualify for.

You May Qualify for Multi-Policy Discounts

After getting married, you may qualify for several different discounts. One of the main ones to look at is multi-policy discounts.

Many insurers offer to reduce their premiums to customers who have more than one policy with them. Once you’re wed, you and your spouse share an account. You’ll likely have multiple policies with the same insurer — even if you each have only one insurance policy with them.

The amount you might save with a multi-policy discount could be a few dollars, or it might be a lot of money. It’ll depend on your insurance premiums and how large a discount an insurer offers. Most multi-policy discounts are percentage based, so the higher your premiums are and the larger the percent off is, the more you’ll save.

Insurance Agents Quickly Compare Discounts

Shopping around for the best multi-policy discount available in Plano, TX doesn’t have to take long. At Paragon Independent Insurance Agency, our agents can quickly compare several different insurers policies to which company’s multi-policy discount is the best. As our name says, we’re an independent insurance agency, therefore our agents can look at any insurance policy offered in Texas.

To reach one of our independent insurance agents, simply contact us through our website or call our office. One of our agents will quickly get back to you and help you find an insurer that has a large multi-policy discount you can take advantage of.