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Paragon Independent Insurance Agencies, Inc

6305 Preston Road #1000
Plano, TX 75024

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Summers In Plano: How To Protect Your Pooch

It is no surprise that summers in Plano can be very hot. You need to know how to protect your pooch so that your dog is comfortable and well as protected. By following a few tips it will be easy to do this, and your dog will thank you for it.

Exercise Times

Remember that you need to be conscious about exercise times. The hottest part of the day is the worst time for your dog to be outside exercising. Allow your dog to exercise during the morning hours or in the evening, and even then use shade as a way to give them a break.

Paw Protection

Concrete is never good on anyone’s feet – and this includes the paws of your dog. Go to the pet store and purchase booties or some kind of paw protection, such as adhesive pads, so that your dog can walk along the pavement without burning paws.

Hydration

Keep your dog hydrated at all times. This includes providing access to water nonstop, using wet food in combination with dry food during feeding times, and knowing the signs of overheating. If your dog is starting to pant excessively, it’s time to cool him down and give him a drink.

Bug Control

Many people forget that there are a lot of bugs outside during the summer months. You can do a lot to protect your pooch by making a visit to the veterinarian to talk about prevention medication. This includes protecting against threats such as fleas and ticks as well as heartworm, which can be transmitted by a mosquito bite.

Call us at Paragon Independent Insurance Agency today to learn more about how we can help you with home insurance and keeping everyone in your home safe. We can help you find the most affordable policy in Plano.

 

 

Safely Driving with Passengers in Plano: Teen Driving Tips

When it comes to getting your license for the first time, do you remember how you felt? You were probably really excited, and this is exactly how your teen feels right now. With all the excitement that’s going on, your teen is likely forgetting about the positive driving habits you have been enforcing over the past few months. So what are you to do? The best thing you can do is to continue instilling these same habits. From making sure your teen isn’t texting and driving to constantly telling them to drive the speed limit, there are many ways to encourage your child to be a better driver. 

As a parent, you have the say-so on how many passengers your teen can have in the car. For the first few months after getting a driver’s license, it’s important that no more than one passenger be in the car at any given time. Any more than one passenger will lead to many distractions, thus increasing the chances that your teen will have a car wreck. 

One of the best ways you can make sure that you’re teen is driving safe is by installing a parental control app on their smartphone. In doing this, you can control your teen’s phone so that he isn’t able to use the phone when driving. You can also use the features to locate your teen, meaning you can make sure that your teen is really doing what he said he would be doing. 

If you would like to learn more about teen driving and how you can keep your teen driver as safe as possible, please don’t hesitate to contact Paragon Independent Insurance Agency today. 

What Does it Take to Stay Awake Behind the Wheel

Going on a long road trip often requires multiple drivers. Ideally, a new driver is needed every two hours, so a six hour road trip would need at least two drivers who can swap places every couple of hours. But what happens when it’s just you going on a long trip? How are you supposed to keep yourself awake? 

For starters, you should always know when it’s time to pull over. And in regards to pulling over, it’s not safe to just pull over on the side of the road. Instead, you need to pull over in a rest area or go to a hotel. Pulling over for a quick cat nap can do wonders for helping you stay awake. 

It’s also important that you eat and drink healthy foods and beverages. Alcohol should of course be avoided because it’s illegal to drink and drive, and alcohol also makes you sleepy. When it comes to eating, you should chose foods full of protein. 

If you like the taste of coffee, you can always drink it to help you stay awake, but do keep in mind that when drinking large amounts of any type of fluid, you will likely have to make several stops to use the bathroom. 

No matter where you’re going, you should do your best to bring along a companion who can drive when you get tired and vice versa. With the help of at least one other driver, long distance trips seem a lot shorter. And not to forget that having an extra person to drive will allow you to sleep for a bit in between your turns to drive. 

To learn more tips about staying awake when driving, contact a reputable insurance agent serving the Plano, TX. 

Is it Cost Effective to Buy Flood Insurance?

In Plano, you are situated near a variety of lakes. This includes Lewisville Lake to the west,  and Lake Ray Roberts and Lavon Lake to the east. If there is any kind of flooding that occurs as a result of too much rain or an overflow of these lakes, your home could be in danger.

It can be very expensive to make repairs to your home after a flood. The water may have damaged the exterior of your home, drywall, carpeting, and more. It may have also damaged furniture and other belongings.

Homeowners have gone bankrupt trying to make these repairs and you don’t want to fall into the same problems. This is why it is cost effective to buy flood insurance. Your homeowner’s insurance policy doesn’t provide this coverage and you don’t want to be without it, especially because of where you are located in Texas.

Flood insurance policies can be very affordable and provide you with significant amounts of protection. This way, if your home does suffer from a flood, you can make a call to file a claim. From there, you can obtain the needed funds to make the repairs to your home and replace what has been damaged from the flood.

You can afford flood insurance, especially when you work with an agent who is going to help you find the best policy.

At Paragon Insurance Agencies, we can help you to find a policy that is affordable. We will talk to you about levels of coverage, make comparisons between the different insurance companies, and answer any questions that you may have. This will ensure you have the coverage needed to protect your property against any loss that could occur.

Call and talk to one of our independent agents about flood insurance in Plano today! It is a call you can’t afford not to make.

 

3 Money Saving Tips for Small Businesses

Stonebriar Centre Mall in Frisco, TX is a great place to relax, but before you relax you have to take care of your business. Many small businesses are burdened by high operating costs. Business insurance does not have to be one of the costs that burden your business. The following are three ways to save money for your small business.

Employ Safe Drivers

Whether your drivers are tractor trailer drivers or they drive your company vehicle, employing drivers who are safe will save you thousands of dollars. As a business owner employing drivers, you have the right to know your driver’s driving history. You can get this information from us, your local insurance company, so that you can make an informed decision about who you let behind the wheel of your company vehicles.

Get Discounts for Multiple Lines of Commercial Insurance

The great state of Texas does not simply require commercial auto insurance, you also have to have other types of insurance. Fortunately, with multiple types of insurance with our insurance company, we can provide discounts for your business insurance. So, when you are ready to get auto, property and casual, and key person insurance, we have you covered.

Eliminate Fees

Fees are a burden for any business. Whether you are paying a fee to pay your employees or paying a fee to pay your insurance, you have the ability to eliminate some of these fees. When you pay your business insurance in full with our company, you do not have to worry about paying fees associated with creating an installment plan. Additionally, you can come to our local office and make your payment, which eliminates the fee associated with making an electronic payment.

Give your business a fighting chance by reducing operational costs. By hiring safe drivers, getting multiple lines of insurance from us, and paying once a year, you can save thousands of dollars in insurance costs.

3 Easy Ways to Save on Your Commercial Insurance (Without Sacrificing Coverage)

We like to brag that everything is bigger here in Texas. We are a big state with big goals and as business owners, most of us would like to see our businesses get bigger. Well one thing we don’t want to see get bigger are our commercial insurance premiums. If you are a business owner in the Lone Star State, here are three easy ways to save on your commercial insurance without sacrificing coverage.

  1. Get an insurance review. Getting a review is important so you know exactly the coverage you currently have. This will set the basis of your current coverage and allow you to better compare if another rate is indeed better.
  2. Compare. Once you know you exact present coverage, you can then compare the policies of multiple companies. This is simple to do with an independent insurance agency that can search out quotes from a variety of insurance providers.
  3. Select a Money-Saving Payment Option. An easy way to save money on your business or personal insurance is by paying annually or even by electronic direct deposit.

Taking these steps should result in savings without sacrificing valuable coverage. If you would like to save money on your commercial insurance, contact the independent agents at Paragon Independent Insurance Agencies. We specialize in commercial insurance for small and large Texas companies.

We also invite you to visit our website to get an online comparative quote on your homeowners and auto insurance. We think you’ll discover how our status as an independent agency can save you on your business and personal insurance. At Paragon Independent Insurance Agencies, we make it our business to save you money.

Getting Prepared for our Texas Sized Storms

Texas is one of only about a dozen states that have experienced a tornado in every month of the year. We average a whopping 155 of the storms annually, causing millions of dollars worth of damage each year. From simple roof damage to loss of life, a tornado is a storm to be taken seriously.

Here, in the Lone Star State, tornado activity begins to increase in March, when we average about 13 of the storms annually. The average increases to 28 in April before peaking in May at 43. In June the number drops to 26 before going back down to single digits for the rest of the Summer. The questions is — are YOU prepared for these Texas sized storms?

Your family should know exactly where to go in a tornado. It should be an interior room in the center of your home, away from windows. The area should have, or at least be close to, blankets, sleeping bags, or other materials that you can use for cover. Have a NOAA Weather radio handy. A mobile home is not a safe place to be in a tornado producing storm, so it is recommended you find shelter that is sturdier.

Once the storm passes, you should not use a lighter in case there is leaking natural gas. Watch for broken glass and other debris. Stay away from any downed power lines. Wait for emergency personnel to arrive.

Of course now, before the heart of storm season, is the time to make sure you have appropriate homeowners insurance coverage. As an independent insurance agency in Texas, we are very familiar with storm coverage and can search multiple companies to find the best policy for you. In fact, you can get a comparative quote right online from our website. You can compare both homeowners insurance policies and auto insurance rates from the convenience of any internet connection. Contact us today and ensure that you are prepared for our Texas sized storms.

Why Independent Agents Can Save You on Your Allen, TX Home Insurance

The drought has certainly taught us the value of water in our area. In Allen, TX and throughout the region we have had to learn better ways to save water and make the most of this valuable resource. We should learn to get the most out of all of our resources.

Did you know, for example, that independent insurance agents can help you get the most from your insurance dollars? Independent agents are not captive to representing the products of just one company. While captive agents can only sell you a single brand of insurance, independent agents have a wide range of choices. This not only gives you more options, it can save you a significant amount of money. Like water, money is not something we should waste at any time.

If you are in search of home insurance or auto insurance you can find out for yourself right online. Simply visit our website and fill out our online form. We will get you comparative quotes, demonstrating our ability to provide a “one-stop” way to compare coverage and rates. If you are in the market for life, business or other loss-prevention policies, contact us for a quote.

Independent agents have the freedom to do the shopping for you. Of course you can always make the final choice, but isn’t it nice to know you have options? Try our online quotes or contact us today and put us to work for you. After all, who couldn’t use a little extra money at the end of the month?

You shouldn’t waste water and we don’t want you to waste your money. Contact our independent agents today to make the most of your insurance dollars.

When You Request A Quote, Look For These 3 Things

Addison, TX is all about the arts. There are theatres throughout the downtown area and some of the parks will also hold plays as well as other events, such as Fork and Cork. Residents and tourists alike enjoy all there is to see and do within the 75001 ZIP code, which is part of the Dallas metropolitan area.

When you begin exploring auto insurance, it’s important to request a quote and you can do this by working with one of our independent agents. Before you choose one quote over another, it’s important to look for a few things.

Coverage

The coverage will need to be at least the minimum as required by the state of TX. However, when you request a quote, you want to make sure you are comparing apples to apples. If one quote has more coverage than another, it’s not a fair comparison. Look to see that you have the coverage you want in regards to not only liability, but also other things such as comprehensive and uninsured motorist. This will give you peace of mind that you are protected against anything that could happen in Addison.

Insurance Company

Not all insurance companies are created equally. Our agents can help to cut out some of the less than ideal candidates for insurance because we work with only the best in the 75001 area. Some companies have better reputations, and this includes with what they offer as well as how quickly they can process claims.

Cost

The cost is one of the most important things. While you want affordable, you don’t want to skimp on coverage, either. Be sure you make comparisons to see what the actual cost is and what is needed to get the cost that is being quoted to you, such as pay in advance or pay monthly.

Car Insurance: The Best Quotes Are Out There

Richardson, TX is a city within the Dallas metropolitan area with a population of 100,000. The city does well at promoting local businesses and has a Dine Local program. There are various parks and golf courses to provide recreation and plenty of shopping as well. The area is visited by tourists from around the globe every year and much of this has to do with the convention center.

With a number of people on the road, car insurance in the 75080 area becomes more important. You will want to get the best quotes out there as a way of not only getting an affordable premium but also maximizing on your coverage.

Many people make the assumption that the best way to get affordable car insurance in Richardson is to cut back on coverage. This is a mistake because not having enough coverage could end up costing you a fortune if you were to be involved in an accident.

The best solution is to work with independent agents. We have agents who are very knowledgeable about insurance in TX and can help you find a policy that provides you with adequate coverage at a good price. One of the reasons we can help you with the best cost, too, is that we work with multiple insurance companies. This allows us to get quotes from several in order to see who has the lowest rates. Only after making some comparisons can you determine which company to go with.

Car insurance in the 75080 area is mandatory. However, you have the ability to control what you pay for coverage. Contact one of our agents today where we can help you with this. We’re happy to answer any questions you have and get quotes so you can do your own comparisons.

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